HomeSedan2026 Tesla Model 3

Verified against primary sources

5-year cost of ownership for the 2026 Tesla Model 3 (15,000 mi/yr baseline)
Cost categoryEstimate
5-year depreciation$22,490
Insurance (annual)$2,518
Fuel or charging (annual)$550
Maintenance (annual)$225
Tires (annual)$375
Key specifications for the 2026 Tesla Model 3
SpecificationValue
Fuel economy (MPG-equivalent combined)139 MPGe
Electric range321 miles
EngineSingle Motor RWD
Horsepower271 hp
Torque310 lb-ft
Seating capacity5 passengers
Cargo space16.6 cu ft
MotiveGrid pillar scores for the 2026 Tesla Model 3 vs sedans class median
PillarScore (0–100)Class medianDifference
Cost of ownership7683-7
Powertrain7167+4
Safety9395-2
Driver assistance3043-13
Livability5757+0

The 2026 Tesla Model 3 scores 76/100 on cost of ownership — 7 points below the sedans median. The Sedan class median 5-year ownership cost is $44,011 (15,000 mi/yr, national average rates). Largest annual recurring expense: insurance.

The 2026 Tesla Model 3 scores 30/100 on driver assistance — 13 points below the sedans median. All scores reflect standard equipment at base MSRP; optional driver-assistance packages are not scored.

The 2026 Tesla Model 3 scores 71/100 on powertrain — 4 points above the sedans median. Key figures: 139 MPG-equivalent combined, 321 miles electric range, 271 hp.

Verdict

The 2026 Model 3 delivers exceptional efficiency — among the best MPGe ratings of any vehicle — with class-leading electric range, a five-star NHTSA safety rating, and low per-mile energy costs. The trade-offs are familiar Tesla territory: depreciation is steep, insurance runs above average, and the driver-assistance suite reflects standard Autopilot rather than the optional Full Self-Driving package. For EV buyers who want maximum range and efficiency in a compact sedan, the Model 3 remains the benchmark.

Good fit for: Daily commuter

Best for

  • Exceptional efficiency — among the highest MPGe ratings on the platform
  • Class-leading electric range with 5-star NHTSA safety
  • Low per-mile energy costs

Watch out for

  • Steep depreciation — retains less value than segment average
  • Insurance premiums run above average
  • Driver-assistance reflects standard Autopilot; FSD is optional
EVRWD

2026 Tesla Model 3

2026 Tesla Model 3 in Pearl White against a clean background
MSRP
$36,990
Model 3 Standard (RWD)
Est. monthly
$815
$48,889 / 5 yr
5-yr vs class
+$4,878
pricier than median
0
/ 100
Class ranking
Better than
44%
of 2026 sedans
Excellent
The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Verdict

Based on median-price trim

The 2026 Model 3 delivers exceptional efficiency — among the best MPGe ratings of any vehicle — with class-leading electric range, a five-star NHTSA safety rating, and low per-mile energy costs. The trade-offs are familiar Tesla territory: depreciation is steep, insurance runs above average, and the driver-assistance suite reflects standard Autopilot rather than the optional Full Self-Driving package. For EV buyers who want maximum range and efficiency in a compact sedan, the Model 3 remains the benchmark.

Good fit for: Daily commuter

Daily commuters seeking low per-mile energy costs and efficient performance

Watch out for
Steep depreciation — retains only 39% of value after 5 years
Higher insurance premiums than the class median
Standard driver-assistance suite trails class leaders
Jump toCostPowertrainDriver AssistLivabilitySafety
01

Cost of Ownership

76/ 100Excellent

Five-year cost is driven mostly by depreciation; maintenance is a minor share.

Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20% ($7,398)

Ownership Cost

Component
Monthly
Depreciation
$384
47%
Insurance
$210
26%
Financing
$93
11%
Electricity
💡
$51
6%
Tires
$31
4%
Registration
$28
3%
Maintenance
$19
2%
Total
$815/mo
Full 5-year cost-of-ownership calculator & FAQ →Estimate charging cost at your electricity rate →
02

Powertrain

Electric-powertrain efficiency weighed with long-term ownership confidence.

Efficiency92/100
Excellent
MPG139 MPGe combined
Horsepower271 hp
Torque310 lb-ft
EPA range321 mi
Cold range−26% @ 20°F
Ownership Confidence60/100
Good
ReliabilityAverageNHTSA · MY 2023-2025
Bumper-to-bumper4yr / 50k
Powertrain warranty8yr / 120k
Battery warranty8yr / 120k≥70%
5-yr capacity90% retained
Platform9yr on current gen · Proven platform
Recalls12 on current gen

Reliability from NHTSA complaint records, adjusted for how many were sold. How we measure it

Charging
DC fast225 kWTier 2
NetworkTesla Supercharger
BatteryNMC cylindrical-2170
Thermalliquid-cooled
Powertrain score
71/ 100
Good
What this measures

Combines real-world energy efficiency (EPA-verified MPG or MPG-equivalent vs. class) with long-term ownership confidence (warranty coverage, platform maturity, and reliability data). Methodology →

03

Driver Assistance

Strongest in parking convenience, but highway support and hands-free automation are limited.

Highway Support32/100
Fair
Adaptive cruise controlIncluded
Lane centeringNot included
Traffic jam assistNot included
Auto lane changeNot included
Parking Convenience70/100
Good
Surround view cameraIncluded
Parking sensorsIncluded
Auto parkNot included
Operating Domain
0/100

💡 Tracks where the car can drive itself (highways vs. local roads) and how much driver supervision is needed (up to fully driverless).

Poor
Standard
Highway
Local-Road
Driverless

Standard driver assist — no hands-free operation

Driver Assistance score
30/ 100
Fair
What this measures

Combines highway support, parking convenience, and hands-free automation capability into one score. Methodology →

MG-verifiedHand-checked by our data engineers
What do these driver-assist features mean? →
04

Livability

Passenger space and everyday maneuverability, scored within its class.

Spaciousness62/100
Good
Front legroom42.7 in
Rear legroom35.2 in
Front headroom40.3 in
Rear headroom37.8 in
Cargo16.6 cu ft
Seating5
Maneuverability52/100
Good
Length185.8 in
Width72.8 in
Turning circle38.8 ft
Wheelbase113.2 in
Livability score
57/ 100
Good
What this measures

Combines how comfortably this vehicle fits passengers and cargo with how easily it maneuvers in real-world conditions — normalized within its Sedan segment for fair comparison. Methodology →

05

Safety

Based on standard crash-avoidance features.

Crash Avoidance100/100
Excellent
Automatic emergency brakingIncluded
Forward collision warningIncluded
Blind spot monitoringIncluded
Rear cross-traffic alertIncluded
Crash Protection85/100
Excellent
IIHS awardNot awarded
IIHS small-overlap frontGood
IIHS moderate-overlap frontAcceptable
IIHS sideGood
IIHS headlightsAcceptable
What do NHTSA & IIHS ratings mean? →
Safety score
93/ 100
Excellent
What this measures

Combines crash-test protection — NHTSA frontal, side, and rollover ratings plus the IIHS crashworthiness sub-tests (small- and moderate-overlap front, side, headlights) — with standard crash-avoidance technology. New model years without published crash tests are scored on crash-avoidance features alone and capped until tested. Methodology →

Frequently asked questions

What is the MotiveGrid Score for the 2026 Tesla Model 3?
The 2026 Tesla Model 3 earns a MotiveGrid Score of 79 out of 100. The score combines five pillars — cost of ownership, powertrain, safety, driver assistance, and livability — into one number, so you can weigh a vehicle's all-round strength at a glance.
How is the 2026 Tesla Model 3 battery rated?
MotiveGrid scores the Tesla Model 3 on battery longevity and charging using published capacity, thermal management, and warranty terms rather than estimates. See the battery section on this page for the full breakdown and data sources.
What is the 2026 Tesla Model 3 safety score?
The 2026 Tesla Model 3 earns a MotiveGrid safety score of 93/100. The score combines NHTSA and IIHS crash-test results with the standard active safety equipment included at base price.
What driver assistance features does the 2026 Tesla Model 3 include?
The 2026 Tesla Model 3 scores 30/100 on driver assistance. MotiveGrid evaluates only standard equipment — features included at base MSRP — across four areas: highway automation, parking support, collision avoidance, and visibility aids. Optional driver-assistance packages are not scored.
Is the 2026 Tesla Model 3 reliable?
The 2026 Tesla Model 3 has an below average reliability profile for its class, based on NHTSA complaint data. MotiveGrid calculates a reliability proxy score of 47/100 from complaint rates per 1,000 vehicles sold over a trailing multi-year window.
What is the 2026 Tesla Model 3 fuel economy?
The 2026 Tesla Model 3 is EPA-rated at 139 MPG-equivalent combined with 321 miles of electric range. MotiveGrid uses this figure as the basis for its annual fuel or charging cost estimate.
How does the 2026 Tesla Model 3 rank among sedans?
The 2026 Tesla Model 3 is in the top 56% of sedans on the MotiveGrid composite score. All vehicles in the same segment are scored on an identical five-pillar framework, making the percentile a direct comparison.
How does the 2026 Tesla Model 3 compare to the Toyota Prius Plug-in Hybrid?
See the MotiveGrid side-by-side comparison page for a full breakdown across cost of ownership, safety, powertrain, driver assistance, and livability. Both vehicles are top-scored options in the sedans segment.
Is the 2026 Tesla Model 3 spacious and practical?
The 2026 Tesla Model 3 scores 57/100 on livability, which covers interior passenger space, cargo capacity, and maneuverability. This score is compared directly against other sedans in the same segment.

Analysis by the MotiveGrid Engineering Team · MotiveGrid Score last computed 2026-07-03