Car Deal Checker
Upload a dealer purchase, finance, or lease quote and get a plain-English teardown — the real effective monthly cost, the money factor or APR, the fees and add-ons, and what's negotiable. Free calculators, paid upload analysis.
Tools & Calculators
Interactive calculators built on the same measured data behind every MotiveGrid score — adjust the inputs to your situation and get a real answer.
Upload a dealer purchase, finance, or lease quote and get a plain-English teardown — the real effective monthly cost, the money factor or APR, the fees and add-ons, and what's negotiable. Free calculators, paid upload analysis.
Calculate the true 5-year cost of owning any car — depreciation, insurance, fuel, maintenance, financing, and registration — itemized and adjustable by state, annual miles, and finance rate.
What the government charges on top of the sticker — sales tax, title and registration, itemized for 22 states including Texas, California, Florida and Illinois. Every figure cited to the agency that charges it, with the date we last checked it.
Estimate full-coverage insurance for a specific car in a specific state — no ZIP code, no email, no phone number, and no sales call. State averages come from two published surveys, and the 5 jurisdictions where those two disagree say so on screen.
What a manufacturer owes when it buys back a car it could not fix — the price you paid plus tax and fees, less your state's allowance for use. Real per-state formulas for 5 states, cited to the statute rather than one formula relabelled.
What car can you actually afford? Set an all-in monthly budget — or estimate one from your income — and see every car whose complete monthly cost of ownership fits, not just the loan payment.
Is an electric car actually cheaper than gas? An EV costs more to buy but less to run — see exactly when its fuel and maintenance savings repay the price difference, for any two cars.
Everything about charging an electric car at home, with three calculators inside: charging cost, Level 1 vs Level 2, and the home charger finder — plus a charging page for every EV.
What it costs — and how many stops — to road-trip any EV on DC fast charging, compared with charging at home and with gas.
Rank cars by how well they actually fit you — driver height, back-seat room, cargo, and your garage size — using published measurements, scored within each class.