Verified against primary sources
| Cost category | Estimate |
|---|---|
| 5-year depreciation | $10,577 |
| Insurance (annual) | $2,258 |
| Fuel or charging (annual) | $1,200 |
| Maintenance (annual) | $268 |
| Tires (annual) | $310 |
| Specification | Value |
|---|---|
| Fuel economy (combined) | 51 MPG |
| Fuel economy (city / highway) | 52 / 49 MPG |
| Engine | 2.5L 4-cyl SIDI+PFI Hybrid |
| Horsepower | 225 hp |
| Torque | 163 lb-ft |
| Seating capacity | 5 passengers |
| Cargo space | 15.1 cu ft |
| Pillar | Score (0–100) | Class median | Difference |
|---|---|---|---|
| Cost of ownership | 89 | 83 | +6 |
| Powertrain | 74 | 67 | +7 |
| Safety | 99 | 95 | +4 |
| Driver assistance | 43 | 43 | +0 |
| Livability | 57 | 57 | +0 |
The 2026 Toyota Camry scores 89/100 on cost of ownership — 6 points above the sedans median. The Sedan class median 5-year ownership cost is $44,011 (15,000 mi/yr, national average rates). Largest annual recurring expense: insurance.
The 2026 Toyota Camry scores 43/100 on driver assistance. All scores reflect standard equipment at base MSRP; optional driver-assistance packages are not scored.
The 2026 Toyota Camry scores 74/100 on powertrain — 7 points above the sedans median. Key figures: 51 MPG combined, 225 hp.
Verdict
The 2026 Camry earns a perfect safety score with a five-star NHTSA rating and delivers exceptional fuel economy from its standard hybrid powertrain, backed by Toyota's legendary reliability and strong resale value. Driver-assistance is standard across all trims. For sedan buyers who want efficiency, safety, and the peace of mind of Toyota reliability, the Camry is the default choice — and the MotiveGrid scores back that up.
Good fit for: Daily commuter
Best for
- Perfect safety score with 5-star NHTSA rating
- Exceptional fuel economy from standard hybrid powertrain
- Legendary Toyota reliability with strong resale value
- Driver-assistance standard across all trims
2026 Toyota Camry
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Verdict
Based on median-price trimThe 2026 Camry earns a perfect safety score with a five-star NHTSA rating and delivers exceptional fuel economy from its standard hybrid powertrain, backed by Toyota's legendary reliability and strong resale value. Driver-assistance is standard across all trims. For sedan buyers who want efficiency, safety, and the peace of mind of Toyota reliability, the Camry is the default choice — and the MotiveGrid scores back that up.
Good fit for: Daily commuter
Daily commuters seeking low per-mile energy costs and efficient performance
Cost of Ownership
Five-year cost is driven mostly by insurance; maintenance is a minor share.
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State
Ownership Cost
Powertrain
Fuel efficiency weighed with long-term ownership confidence.
Reliability from NHTSA complaint records, adjusted for how many were sold. How we measure it
Combines real-world energy efficiency (EPA-verified MPG or MPG-equivalent vs. class) with long-term ownership confidence (warranty coverage, platform maturity, and reliability data). Methodology →
Driver Assistance
Strongest in highway driving support, but parking convenience and hands-free automation are limited.
💡 Tracks where the car can drive itself (highways vs. local roads) and how much driver supervision is needed (up to fully driverless).
PoorStandard driver assist — no hands-free operation
Combines highway support, parking convenience, and hands-free automation capability into one score. Methodology →
Livability
Passenger space and everyday maneuverability, scored within its class.
Combines how comfortably this vehicle fits passengers and cargo with how easily it maneuvers in real-world conditions — normalized within its Sedan segment for fair comparison. Methodology →
Safety
Top crash-test results paired with a full crash-avoidance suite.
Combines crash-test protection — NHTSA frontal, side, and rollover ratings plus the IIHS crashworthiness sub-tests (small- and moderate-overlap front, side, headlights) — with standard crash-avoidance technology. New model years without published crash tests are scored on crash-avoidance features alone and capped until tested. Methodology →
Frequently asked questions
- What is the MotiveGrid Score for the 2026 Toyota Camry?
- The 2026 Toyota Camry earns a MotiveGrid Score of 89 out of 100. The score combines five pillars — cost of ownership, powertrain, safety, driver assistance, and livability — into one number, so you can weigh a vehicle's all-round strength at a glance.
- Is the 2026 Toyota Camry safe?
- The Toyota Camry carries an NHTSA overall safety rating of 5 out of 5 stars. MotiveGrid's safety pillar pairs federal crash-test results with the standard active-safety equipment fitted at base price.
- What is the 2026 Toyota Camry safety score?
- The 2026 Toyota Camry earns a MotiveGrid safety score of 99/100. The score combines NHTSA and IIHS crash-test results with the standard active safety equipment included at base price.
- What driver assistance features does the 2026 Toyota Camry include?
- The 2026 Toyota Camry scores 43/100 on driver assistance. MotiveGrid evaluates only standard equipment — features included at base MSRP — across four areas: highway automation, parking support, collision avoidance, and visibility aids. Optional driver-assistance packages are not scored.
- Is the 2026 Toyota Camry reliable?
- The 2026 Toyota Camry has an above average reliability profile for its class, based on NHTSA complaint data. MotiveGrid calculates a reliability proxy score of 87/100 from complaint rates per 1,000 vehicles sold over a trailing multi-year window.
- What is the 2026 Toyota Camry fuel economy?
- The 2026 Toyota Camry is EPA-rated at 51 MPG combined. MotiveGrid uses this figure as the basis for its annual fuel or charging cost estimate.
- How does the 2026 Toyota Camry rank among sedans?
- The 2026 Toyota Camry is in the top 34% of sedans on the MotiveGrid composite score. All vehicles in the same segment are scored on an identical five-pillar framework, making the percentile a direct comparison.
- How does the 2026 Toyota Camry compare to the Toyota Prius?
- See the MotiveGrid side-by-side comparison page for a full breakdown across cost of ownership, safety, powertrain, driver assistance, and livability. Both vehicles are top-scored options in the sedans segment.
- Is the 2026 Toyota Camry spacious and practical?
- The 2026 Toyota Camry scores 57/100 on livability, which covers interior passenger space, cargo capacity, and maneuverability. This score is compared directly against other sedans in the same segment.
Analysis by the MotiveGrid Engineering Team · MotiveGrid Score last computed 2026-07-03