Question 1

Which has lower long-term cost — Honda Accord or Toyota Camry?

Accepted Answer

Based on national-average assumptions, the Toyota Camry is about $1,634 cheaper to own over 5 years. The breakdown includes depreciation, insurance, fuel or energy, maintenance, financing, and registration. Your localized total may differ based on state fuel prices, insurance rates, and EV registration fees.

Question 2

Which is cheaper to insure — Honda Accord or Toyota Camry?

Accepted Answer

Insurance varies by state, ZIP code, age, and credit tier. Enter a ZIP to see a localized estimate; both vehicles' national-average premiums are shown on the compare page.

Question 3

Which depreciates faster — Honda Accord or Toyota Camry?

Accepted Answer

Depreciation over the first five years is itemized in the cost breakdown. Luxury and EV models typically lose more value in early years; segment leaders and Toyota/Honda hold value better.

Question 4

Is the Honda Accord better than the Toyota Camry?

Accepted Answer

It depends on how you drive. The compare page scores both vehicles across five pillars — cost of ownership, powertrain, driver assistance, livability, and safety — combined into one MotiveGrid Score, alongside a 5-year cost breakdown and a clear verdict. Pick the one whose strengths match how you actually use a car.

Question 5

Why do these two vehicles get different ADAS (driver-assist) scores?

Accepted Answer

Our ADAS scale weighs sensor stack (radar + camera vs camera-only), hands-free operating domain (highway vs any divided road), driver-monitoring quality (eye-tracking vs torque sensor), and whether the system gets OTA improvements. Two vehicles can advertise the same feature names and still score 20+ points apart once operating envelope and update cadence are accounted for.

Metric	Honda Accord	Toyota Camry
MotiveGrid Score	77	89
Cost of Ownership	87	89
Powertrain	60	74
Driver Assistance	43	43
Livability	56	57
Safety	80	99
5-Year Cost to Own	$39,816	$38,182
Depreciation (5-yr)	$10,733	$11,017
Fuel / Energy (5-yr)	$10,526	$7,697
Insurance (5-yr)	$10,080	$11,290
Maintenance (5-yr)	$1,790	$1,340
Tires (5-yr)	$1,550	$1,550
Financing (5-yr)	$4,272	$4,408
Registration (5-yr)	$865	$880
Starting Price	$28,395	$29,300
Horsepower	192 hp	225 hp
MPG (combined)	32 mpg	51 mpg
Cargo volume	16.7 cu ft	15.1 cu ft
Seating	5	5
Drivetrain	FWD	FWD

Honda Accord vs. Toyota Camry

Five measured pillars, weighted into one score.

Which vehicle is right for you

Cost of Ownership

Frequently asked questions

Where these rank

Helpful guides