Toyota Camry 89·Toyota Prius 98on the MotiveGrid Score·Toyota Prius about $3,267 less over 5 years
The verdict
The 2026 Toyota Prius is the cheaper one to own — roughly $3,267 less over five years, helped by better fuel economy.
The Toyota Prius is the stronger all-round pick here — cheaper to own with little given up in return.
Last updated May 2026 · National-average estimates
Toyota Camry vs. Toyota Prius
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Toyota Camry versus 2026 Toyota Prius.
Metric
Toyota Camry
Toyota Prius
MotiveGrid Score
89
98
Cost of Ownership
89
92
Powertrain
74
76
Driver Assistance
43
43
Livability
57
82
Safety
99
97
5-Year Cost to Own
$38,182
$34,915
Depreciation (5-yr)
$11,017
$10,792
Fuel / Energy (5-yr)
$7,697
$5,908
Insurance (5-yr)
$11,290
$10,165
Maintenance (5-yr)
$1,340
$1,340
Tires (5-yr)
$1,550
$1,550
Financing (5-yr)
$4,408
$4,296
Registration (5-yr)
$880
$865
Starting Price
$29,300
$28,550
Horsepower
225 hp
194 hp
MPG (combined)
51 mpg
57 mpg
Cargo volume
15.1 cu ft
20.3 cu ft
Seating
5
5
Drivetrain
FWD
FWD
Hybrid
2026$29,300
MSRP
$29,300
Mo · 5yr
$636
$38,182 / 5 years
Best on balance
Hybrid
2026$28,550
MSRP
$28,550
Mo · 5yr
$582
$34,915 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Toyota Prius scores higher overall.
Toyota Camry
0
/ 100
Toyota Prius
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Camry
89
Prius
92
Winner: Prius
$3,267 cheaper / 5 yrs
PowertrainEnergy efficiency paired with long-term ownership confidence.
Camry
74
Prius
76
Winner: Prius
+2 pts
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Camry
43
Prius
43
Evenly matched
LivabilityPassenger space, cargo room, and everyday maneuverability.
Camry
57
Prius
82
Winner: Prius
+25 pts
Roomy cabin and cargo▲
Easy to maneuver and park▲
SafetyCrash-test protection plus standard crash-avoidance features.
Toyota Prius is the better pick for long-term ownership — about $3,267 cheaper over 5 years with stronger fundamentals on running cost.
Toyota Camry still wins if your priority is best on balance.
Daily commuter
Toyota Prius
Lowest energy cost per mile
Budget-focused
Toyota Prius
Cheapest to own across 5 years
Family hauler
Toyota Prius
More cargo room
Highway driver
Toyota Camry
Better adaptive cruise + lane keep
City driver
Toyota Prius
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Toyota Camry
Monthly · 5-Year avg
$636
$38,182 total / 5 years
Total · monthly$636/mo
Toyota Prius
Monthly · 5-Year avg
$582
$34,915 total / 5 years
Total · monthly$582/mo
04
Frequently asked questions
Toyota Prius comes out about $3,267 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.