Tesla Model Y vs. Toyota bZ
The 2026 Toyota bZ is the cheaper one to own — roughly $7,702 less over five years, thanks to cheaper insurance. The Tesla Model Y counters with more range (321 vs 236 miles) and more cargo room (76 vs 27.7 cu ft).
Go with the Toyota bZ for the better long-term value; consider the Tesla Model Y if you prioritize more driving range and more cargo space.
Last updated July 2026 · National-average estimates
Tesla Model Y vs. Toyota bZ
| Metric | Tesla Model Y | Toyota bZ |
|---|---|---|
| MotiveGrid Score | 76 | 84 |
| Cost of Ownership | 67 | 81 |
| Powertrain | 71 | 83 |
| Driver Assistance | 30 | 49 |
| Livability | 46 | 39 |
| Safety | 100 | 94 |
| 5-Year Cost to Own | $52,689 | $44,986 |
| Depreciation (5-yr) | $25,034 | $21,737 |
| Fuel / Energy (5-yr) | $2,863 | $2,520 |
| Insurance (5-yr) | $14,260 | $10,945 |
| Maintenance (5-yr) | $1,050 | $925 |
| Tires (5-yr) | $1,750 | $1,750 |
| Financing (5-yr) | $6,017 | $5,469 |
| Registration (5-yr) | $1,715 | $1,640 |
| Starting Price | $39,990 | $36,350 |
| Horsepower | 295 hp | 168 hp |
| Electric range | 321 mi | 236 mi |
| Cargo volume | 76 cu ft | 27.7 cu ft |
| Seating | 5 | 5 |
| Towing capacity | 3,500 lbs | — |
| Drivetrain | RWD | FWD |
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Toyota bZ scores higher overall.
Which vehicle is right for you
Toyota bZ is the better pick for long-term ownership — about $7,702 cheaper over 5 years with stronger fundamentals on running cost.
Tesla Model Y still wins if your priority is best for families.
Cost of Ownership
State
Charging mix
Frequently asked questions
Where these rank
- Tesla Model Y ranks #2 of 3 in Safest Compact SUVs and #2 of 3 in Safest EVs.
- Toyota bZ ranks #1 of 3 in Best Electric Vehicle and #1 of 10 in Best Electric Vehicles.
Browse all MotiveGrid rankings →
Charge times, connector, and home-charging cost: Tesla Model Y charging · Toyota bZ charging
What each one costs at the counter
Both five-year totals above count yearly registration. Neither counts what the state takes on the day you sign — sales tax and the title fee. Those are one-time, they are not the dealer’s to negotiate, and on a car at this price they run to four figures in most states. Work out yours:
- Tax, title and license in Floridawhat a car costs to own there
- Tax, title and license in New Yorkwhat a car costs to own there
- Tax, title and license in New Jerseywhat a car costs to own there
- Tax, title and license in Illinoiswhat a car costs to own there
- Tax, title and license in Pennsylvaniawhat a car costs to own there
Compare tax, title and license across all 22 states we cover →

