Head-to-head · vehicle level

Tesla Cybertruck vs. Toyota bZ

Tesla Cybertruck 74Toyota bZ 84on the MotiveGrid ScoreToyota bZ about $30,552 less over 5 years
The verdict

The 2026 Toyota bZ is the cheaper one to own — roughly $30,552 less over five years, mostly because it holds its value better. The Tesla Cybertruck counters with more range (325 vs 236 miles) and notably more cargo room.

Go with the Toyota bZ for the better long-term value; consider the Tesla Cybertruck if you prioritize more driving range and more cargo space.

Last updated July 2026 · National-average estimates

Tesla Cybertruck vs. Toyota bZ

MotiveGrid scores, key specs, and five-year cost comparison: 2026 Tesla Cybertruck versus 2026 Toyota bZ.
MetricTesla CybertruckToyota bZ
MotiveGrid Score7484
Cost of Ownership5181
Powertrain6083
Driver Assistance3049
Livability6739
Safety10094
5-Year Cost to Own$75,513$44,961
Depreciation (5-yr)$33,315$21,737
Fuel / Energy (5-yr)$4,658$2,520
Insurance (5-yr)$20,525$10,945
Maintenance (5-yr)$1,915$900
Tires (5-yr)$2,250$1,750
Financing (5-yr)$10,531$5,469
Registration (5-yr)$2,320$1,640
Starting Price$69,990$36,350
Horsepower593 hp168 hp
Electric range325 mi236 mi
Cargo volume120.7 cu ft27.7 cu ft
Seating55
Towing capacity7,500 lbs
DrivetrainAWDFWD
Electric
2026$69,990
2026 Tesla Cybertruck in stainless steel against a clean background
MSRP
$69,990
Mo · 5yr
$1,259
$75,513 / 5 years
Best for families
Electric
2026$36,350
2026 Toyota bZ electric SUV in three-quarter front view
MSRP
$36,350
Mo · 5yr
$749
$44,961 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Toyota bZ scores higher overall.

Tesla Cybertruck
0
/ 100
Toyota bZ
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Cybertruck
51
bZ
81
Winner: bZ
$30,552 cheaper / 5 yrs
PowertrainEnergy efficiency paired with long-term ownership confidence.
Cybertruck
60
bZ
83
Winner: bZ
+23 pts
Efficient (high MPG-equivalent)
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Cybertruck
30
bZ
49
Winner: bZ
+19 pts
Strong highway driving support
LivabilityPassenger space, cargo room, and everyday maneuverability.
Cybertruck
67
bZ
39
Winner: Cybertruck
+28 pts
Easy to maneuver and park
SafetyCrash-test protection plus standard crash-avoidance features.
Cybertruck
100
bZ
94
Winner: Cybertruck
+6 pts
IIHS Top Safety Pick+
02

Which vehicle is right for you

🏆

Toyota bZ is the better pick for long-term ownership — about $30,552 cheaper over 5 years with stronger fundamentals on running cost.

Tesla Cybertruck still wins if your priority is best for families.

Daily commuter
Toyota bZ
Lowest energy cost per mile
Budget-focused
Toyota bZ
Cheapest to own across 5 years
Family hauler
Tesla Cybertruck
Better safety rating with substantially more cargo room
Highway driver
Toyota bZ
Better adaptive cruise + lane keep
City driver
Toyota bZ
Easiest to park and maneuver in tight spots
03

Cost of Ownership

Monthly running costs — national baseline.
Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20%

Charging mix

Tesla Cybertruck
Monthly · 5-Year avg
$1,259
$75,513 total / 5 years
Total · monthly$1,259/mo
Toyota bZ
Monthly · 5-Year avg
$749
$44,961 total / 5 years
Total · monthly$749/mo
04

Frequently asked questions

Toyota bZ comes out about $30,552 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.

Where these rank

Browse all MotiveGrid rankings →

Helpful guides