Tesla Cybertruck 74·Toyota bZ 84on the MotiveGrid Score·Toyota bZ about $30,552 less over 5 years
The verdict
The 2026 Toyota bZ is the cheaper one to own — roughly $30,552 less over five years, mostly because it holds its value better. The Tesla Cybertruck counters with more range (325 vs 236 miles) and notably more cargo room.
Go with the Toyota bZ for the better long-term value; consider the Tesla Cybertruck if you prioritize more driving range and more cargo space.
Last updated July 2026 · National-average estimates
Tesla Cybertruck vs. Toyota bZ
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Tesla Cybertruck versus 2026 Toyota bZ.
Metric
Tesla Cybertruck
Toyota bZ
MotiveGrid Score
74
84
Cost of Ownership
51
81
Powertrain
60
83
Driver Assistance
30
49
Livability
67
39
Safety
100
94
5-Year Cost to Own
$75,513
$44,961
Depreciation (5-yr)
$33,315
$21,737
Fuel / Energy (5-yr)
$4,658
$2,520
Insurance (5-yr)
$20,525
$10,945
Maintenance (5-yr)
$1,915
$900
Tires (5-yr)
$2,250
$1,750
Financing (5-yr)
$10,531
$5,469
Registration (5-yr)
$2,320
$1,640
Starting Price
$69,990
$36,350
Horsepower
593 hp
168 hp
Electric range
325 mi
236 mi
Cargo volume
120.7 cu ft
27.7 cu ft
Seating
5
5
Towing capacity
7,500 lbs
—
Drivetrain
AWD
FWD
Electric
2026$69,990
MSRP
$69,990
Mo · 5yr
$1,259
$75,513 / 5 years
Best for families
Electric
2026$36,350
MSRP
$36,350
Mo · 5yr
$749
$44,961 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Toyota bZ scores higher overall.
Tesla Cybertruck
0
/ 100
Toyota bZ
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Cybertruck
51
bZ
81
Winner: bZ
$30,552 cheaper / 5 yrs
PowertrainEnergy efficiency paired with long-term ownership confidence.
Cybertruck
60
bZ
83
Winner: bZ
+23 pts
Efficient (high MPG-equivalent)▲
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Cybertruck
30
bZ
49
Winner: bZ
+19 pts
Strong highway driving support▲
LivabilityPassenger space, cargo room, and everyday maneuverability.
Cybertruck
67
bZ
39
Winner: Cybertruck
+28 pts
Easy to maneuver and park▲
SafetyCrash-test protection plus standard crash-avoidance features.
Toyota bZ is the better pick for long-term ownership — about $30,552 cheaper over 5 years with stronger fundamentals on running cost.
Tesla Cybertruck still wins if your priority is best for families.
Daily commuter
Toyota bZ
Lowest energy cost per mile
Budget-focused
Toyota bZ
Cheapest to own across 5 years
Family hauler
Tesla Cybertruck
Better safety rating with substantially more cargo room
Highway driver
Toyota bZ
Better adaptive cruise + lane keep
City driver
Toyota bZ
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
Tesla Cybertruck
Monthly · 5-Year avg
$1,259
$75,513 total / 5 years
Total · monthly$1,259/mo
Toyota bZ
Monthly · 5-Year avg
$749
$44,961 total / 5 years
Total · monthly$749/mo
04
Frequently asked questions
Toyota bZ comes out about $30,552 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.