HomeTruck2026 Tesla Cybertruck

Verified against primary sources

5-year cost of ownership for the 2026 Tesla Cybertruck (15,000 mi/yr baseline)
Cost categoryEstimate
5-year depreciation$32,265
Insurance (annual)$4,105
Fuel or charging (annual)$950
Maintenance (annual)$383
Tires (annual)$450
Key specifications for the 2026 Tesla Cybertruck
SpecificationValue
Fuel economy (MPG-equivalent combined)79 MPGe
Electric range325 miles
EngineDual Motor AWD
Horsepower593 hp
Torque521 lb-ft
Seating capacity5 passengers
Cargo space120.7 cu ft
MotiveGrid pillar scores for the 2026 Tesla Cybertruck vs trucks class median
PillarScore (0–100)Class medianDifference
Cost of ownership5146+5
Powertrain6057+3
Safety10091+9
Driver assistance3046-16
Livability6759+8

The 2026 Tesla Cybertruck scores 51/100 on cost of ownership — 5 points above the trucks median. The Full-Size Truck class median 5-year ownership cost is $78,413 (15,000 mi/yr, national average rates). Largest annual recurring expense: insurance.

The 2026 Tesla Cybertruck scores 30/100 on driver assistance — 16 points below the trucks median. All scores reflect standard equipment at base MSRP; optional driver-assistance packages are not scored.

The 2026 Tesla Cybertruck scores 60/100 on powertrain — 3 points above the trucks median. Key figures: 79 MPG-equivalent combined, 325 miles electric range, 593 hp.

Verdict

The 2026 Cybertruck is the most polarizing vehicle on the MotiveGrid platform, with a five-star NHTSA safety rating, the most cargo space of any truck, and genuinely quick electric acceleration. But the numbers tell a complex story: ownership costs are steep — insurance premiums are among the highest on the platform — and the driver-assistance suite trails competitors despite Tesla's reputation. Reliability data is still developing. For early adopters who love the design and can absorb the running costs, the Cybertruck is a conversation piece — but traditional truck buyers will find better value elsewhere.

Good fit for: Daily commuter

Best for

  • Five-star NHTSA overall safety rating
  • Massive cargo space with quick electric acceleration

Watch out for

  • Insurance premiums are among the highest on the platform
  • Driver-assistance suite trails competitors
  • Reliability data is still developing
EVAWD

2026 Tesla Cybertruck

2026 Tesla Cybertruck in stainless steel against a clean background
MSRP
$69,990
Cybertruck AWD (Base)
Est. monthly
$1,259
$75,513 / 5 yr
5-yr vs class
$2,900
cheaper than median
0
/ 100
Class ranking
Better than
97%
of 2026 trucks
Good
The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Verdict

Based on median-price trim

The 2026 Cybertruck is the most polarizing vehicle on the MotiveGrid platform, with a five-star NHTSA safety rating, the most cargo space of any truck, and genuinely quick electric acceleration. But the numbers tell a complex story: ownership costs are steep — insurance premiums are among the highest on the platform — and the driver-assistance suite trails competitors despite Tesla's reputation. Reliability data is still developing. For early adopters who love the design and can absorb the running costs, the Cybertruck is a conversation piece — but traditional truck buyers will find better value elsewhere.

Good fit for: Daily commuter

Daily commuters seeking low per-mile energy costs and efficient performance

Best for
Comprehensive standard active safety suite
Spacious 120.7 cu ft of cargo room
Comfortable 5-passenger layout
Watch out for
Standard driver-assistance suite trails class leaders
Missing key features like hands-free highway driving or surround-view camera
Jump toCostPowertrainDriver AssistLivabilitySafety
01

Cost of Ownership

51/ 100Good

Five-year cost is driven mostly by depreciation; maintenance is a minor share.

Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20% ($13,998)

Ownership Cost

Component
Monthly
Depreciation
$555
44%
Insurance
$342
27%
Financing
$176
14%
Electricity
💡
$78
6%
Registration
$39
3%
Tires
$38
3%
Maintenance
$32
3%
Total
$1,259/mo
Full 5-year cost-of-ownership calculator & FAQ →Estimate charging cost at your electricity rate →
02

Powertrain

Electric-powertrain efficiency weighed with long-term ownership confidence.

Efficiency85/100
Excellent
MPG79 MPGe combined
Horsepower593 hp
Torque521 lb-ft
EPA range325 mi
Cold range−28% @ 20°F
Ownership Confidence47/100
Fair
ReliabilityBelow averageNHTSA · MY 2023-2025
Bumper-to-bumper4yr / 50k
Powertrain warranty8yr / 150k
Battery warranty8yr / 150k≥70%
5-yr capacity90% retained
Platform3yr on current gen · Established
Recalls15 on current gen

Reliability from NHTSA complaint records, adjusted for how many were sold. How we measure it

Charging
DC fast325 kWTier 1
NetworkTesla Supercharger
BatteryNMC cylindrical-4680
Thermalliquid-cooled
Powertrain score
60/ 100
Good
What this measures

Combines real-world energy efficiency (EPA-verified MPG or MPG-equivalent vs. class) with long-term ownership confidence (warranty coverage, platform maturity, and reliability data). Methodology →

03

Driver Assistance

Strongest in parking convenience, but highway support and hands-free automation are limited.

Highway Support32/100
Fair
Adaptive cruise controlIncluded
Lane centeringNot included
Traffic jam assistNot included
Auto lane changeNot included
Parking Convenience70/100
Good
Surround view cameraIncluded
Parking sensorsIncluded
Auto parkNot included
Operating Domain
0/100

💡 Tracks where the car can drive itself (highways vs. local roads) and how much driver supervision is needed (up to fully driverless).

Poor
Standard
Highway
Local-Road
Driverless

Standard driver assist — no hands-free operation

Driver Assistance score
30/ 100
Fair
What this measures

Combines highway support, parking convenience, and hands-free automation capability into one score. Methodology →

Driver Assistance data for this vehicle has not been independently verified. Features shown reflect manufacturer claims and may not reflect trim-level availability.
What do these driver-assist features mean? →
04

Livability

Passenger space and everyday maneuverability, scored within its class.

Spaciousness59/100
Good
Front legroom41.1 in
Rear legroom40.9 in
Front headroom41.7 in
Rear headroom39.1 in
Cargo120.7 cu ft
Seating5
Maneuverability82/100
Excellent
Length223.7 in
Width80.0 in
Turning circle43.5 ft
Wheelbase143.1 in
Livability score
67/ 100
Good
What this measures

Combines how comfortably this vehicle fits passengers and cargo with how easily it maneuvers in real-world conditions — normalized within its Full-Size Truck segment for fair comparison. Methodology →

05

Safety

Based on standard crash-avoidance features.

Crash Avoidance100/100
Excellent
Automatic emergency brakingIncluded
Forward collision warningIncluded
Blind spot monitoringIncluded
Rear cross-traffic alertIncluded
Crash Protection100/100
Excellent
Frontal5/5
Side5/5
IIHS awardTop Safety Pick+
IIHS small-overlap frontGood
IIHS moderate-overlap frontGood
IIHS sideGood
IIHS headlightsGood

NHTSA has not assigned an overall star rating for this model year yet — its full test program (including side impact) is still in progress. The individual results shown here are final.

What do NHTSA & IIHS ratings mean? →
Safety score
100/ 100
Excellent
What this measures

Combines crash-test protection — NHTSA frontal, side, and rollover ratings plus the IIHS crashworthiness sub-tests (small- and moderate-overlap front, side, headlights) — with standard crash-avoidance technology. New model years without published crash tests are scored on crash-avoidance features alone and capped until tested. Methodology →

Frequently asked questions

What is the MotiveGrid Score for the 2026 Tesla Cybertruck?
The 2026 Tesla Cybertruck earns a MotiveGrid Score of 74 out of 100. The score combines five pillars — cost of ownership, powertrain, safety, driver assistance, and livability — into one number, so you can weigh a vehicle's all-round strength at a glance.
How is the 2026 Tesla Cybertruck battery rated?
MotiveGrid scores the Tesla Cybertruck on battery longevity and charging using published capacity, thermal management, and warranty terms rather than estimates. See the battery section on this page for the full breakdown and data sources.
What is the 2026 Tesla Cybertruck safety score?
The 2026 Tesla Cybertruck earns a MotiveGrid safety score of 100/100. The score combines NHTSA and IIHS crash-test results with the standard active safety equipment included at base price.
What driver assistance features does the 2026 Tesla Cybertruck include?
The 2026 Tesla Cybertruck scores 30/100 on driver assistance. MotiveGrid evaluates only standard equipment — features included at base MSRP — across four areas: highway automation, parking support, collision avoidance, and visibility aids. Optional driver-assistance packages are not scored.
Is the 2026 Tesla Cybertruck reliable?
The 2026 Tesla Cybertruck has an below average reliability profile for its class, based on NHTSA complaint data. MotiveGrid calculates a reliability proxy score of 27/100 from complaint rates per 1,000 vehicles sold over a trailing multi-year window.
What is the 2026 Tesla Cybertruck fuel economy?
The 2026 Tesla Cybertruck is EPA-rated at 79 MPG-equivalent combined with 325 miles of electric range. MotiveGrid uses this figure as the basis for its annual fuel or charging cost estimate.
How does the 2026 Tesla Cybertruck rank among trucks?
The 2026 Tesla Cybertruck is in the top 3% of trucks on the MotiveGrid composite score. All vehicles in the same segment are scored on an identical five-pillar framework, making the percentile a direct comparison.
How does the 2026 Tesla Cybertruck compare to the Rivian R1T?
See the MotiveGrid side-by-side comparison page for a full breakdown across cost of ownership, safety, powertrain, driver assistance, and livability. Both vehicles are top-scored options in the trucks segment.
Is the 2026 Tesla Cybertruck spacious and practical?
The 2026 Tesla Cybertruck scores 67/100 on livability, which covers interior passenger space, cargo capacity, and maneuverability. This score is compared directly against other trucks in the same segment.

Analysis by the MotiveGrid Engineering Team · MotiveGrid Score last computed 2026-07-03