Honda Pilot 70·Toyota Highlander 78on the MotiveGrid Score·Toyota Highlander about $859 less over 5 years
The verdict
The 2026 Toyota Highlander is the cheaper one to own — roughly $859 less over five years, mostly because it holds its value better. The Honda Pilot counters with seating for 8.
Go with the Toyota Highlander for the better long-term value; consider the Honda Pilot if you prioritize more passenger space.
Last updated May 2026 · National-average estimates
Honda Pilot vs. Toyota Highlander
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Honda Pilot versus 2026 Toyota Highlander.
Metric
Honda Pilot
Toyota Highlander
MotiveGrid Score
70
78
Cost of Ownership
71
73
Powertrain
60
70
Driver Assistance
43
43
Livability
53
46
Safety
75
93
5-Year Cost to Own
$58,449
$57,590
Depreciation (5-yr)
$20,816
$19,174
Fuel / Energy (5-yr)
$15,304
$14,034
Insurance (5-yr)
$10,865
$12,325
Maintenance (5-yr)
$1,790
$1,790
Tires (5-yr)
$2,150
$2,150
Financing (5-yr)
$6,379
$6,901
Registration (5-yr)
$1,145
$1,215
Starting Price
$42,395
$45,870
Horsepower
285 hp
265 hp
MPG (combined)
22 mpg
24 mpg
Cargo volume
18.6 cu ft
16 cu ft
Seating
8
7
Towing capacity
—
5,000 lbs
Drivetrain
FWD
AWD
Gas
2026$42,395
MSRP
$42,395
Mo · 5yr
$974
$58,449 / 5 years
Best for lower upfront price
Gas
2026$45,870
MSRP
$45,870
Mo · 5yr
$960
$57,590 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Toyota Highlander scores higher overall.
Honda Pilot
0
/ 100
Toyota Highlander
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Pilot
71
Highlander
73
Winner: Highlander
$859 cheaper / 5 yrs
Strong projected resale value▲
PowertrainEnergy efficiency paired with long-term ownership confidence.
Pilot
60
Highlander
70
Winner: Highlander
+10 pts
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Pilot
43
Highlander
43
Evenly matched
LivabilityPassenger space, cargo room, and everyday maneuverability.
Pilot
53
Highlander
46
Winner: Pilot
+7 pts
SafetyCrash-test protection plus standard crash-avoidance features.
Toyota Highlander is the better pick for long-term ownership — about $859 cheaper over 5 years with stronger fundamentals on running cost.
Honda Pilot still wins if your priority is best for lower upfront price.
Daily commuter
Toyota Highlander
Lowest energy cost per mile
Budget-focused
Toyota Highlander
Cheapest to own across 5 years
Family hauler
Toyota Highlander
Much stronger safety
Highway driver
Honda Pilot
Better adaptive cruise + lane keep
City driver
Toyota Highlander
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Honda Pilot
Monthly · 5-Year avg
$974
$58,449 total / 5 years
Total · monthly$974/mo
Toyota Highlander
Monthly · 5-Year avg
$960
$57,590 total / 5 years
Total · monthly$960/mo
💡
On fuel + maintenance alone, the pricier Toyota Highlander recoups its $3,475 price premium in 13.7 years ($254/yr in savings). Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
Toyota Highlander comes out about $859 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.