HomeSuv2026 Toyota Highlander

Verified against primary sources

5-year cost of ownership for the 2026 Toyota Highlander (15,000 mi/yr baseline)
Cost categoryEstimate
5-year depreciation$18,486
Insurance (annual)$2,465
Fuel or charging (annual)$2,188
Maintenance (annual)$358
Tires (annual)$430
Key specifications for the 2026 Toyota Highlander
SpecificationValue
Fuel economy (combined)24 MPG
Fuel economy (city / highway)21 / 28 MPG
Engine2.4L 4-cyl Turbo
Horsepower265 hp
Torque310 lb-ft
Seating capacity7 passengers
Cargo space16 cu ft
MotiveGrid pillar scores for the 2026 Toyota Highlander vs 3-row suvs class median
PillarScore (0–100)Class medianDifference
Cost of ownership7362+11
Powertrain7060+10
Safety9395-2
Driver assistance4349-6
Livability4653-7

The 2026 Toyota Highlander scores 73/100 on cost of ownership — 11 points above the 3-row suvs median. The 3-Row SUV class median 5-year ownership cost is $65,569 (15,000 mi/yr, national average rates). Largest annual recurring expense: insurance.

The 2026 Toyota Highlander scores 43/100 on driver assistance — 6 points below the 3-row suvs median. All scores reflect standard equipment at base MSRP; optional driver-assistance packages are not scored.

The 2026 Toyota Highlander scores 70/100 on powertrain — 10 points above the 3-row suvs median. Key figures: 24 MPG combined, 265 hp.

Verdict

The 2026 Highlander hybrid delivers seven-passenger seating with Toyota's legendary reliability, strong resale value, and a five-star NHTSA safety rating. The hybrid powertrain provides solid fuel economy for a three-row SUV, and driver-assistance is standard. Cargo space is tight with all seats up, and the third row is best for children. For families who want a dependable, efficient three-row SUV that holds its value, the Highlander is a safe and sensible choice.

Good fit for: Family hauler

Best for

  • Seven-passenger seating with Toyota reliability
  • Five-star NHTSA overall safety rating
  • Efficient hybrid powertrain with strong resale value
  • Driver-assistance standard across all trims

Watch out for

  • Cargo space is tight with all seats up
  • Third row is best for children
GasAWD

2026 Toyota Highlander

2026 Toyota Highlander hybrid SUV in three-quarter front view
MSRP
$45,870
Highlander XLE (AWD • 2.4L Turbo Gas)
Est. monthly
$960
$57,590 / 5 yr
5-yr vs class
$7,979
cheaper than median
0
/ 100
Class ranking
Better than
64%
of 2026 suvs
Excellent
The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Verdict

Based on median-price trim

The 2026 Highlander hybrid delivers seven-passenger seating with Toyota's legendary reliability, strong resale value, and a five-star NHTSA safety rating. The hybrid powertrain provides solid fuel economy for a three-row SUV, and driver-assistance is standard. Cargo space is tight with all seats up, and the third row is best for children. For families who want a dependable, efficient three-row SUV that holds its value, the Highlander is a safe and sensible choice.

Good fit for: Family hauler

Families who prioritize passenger space, cargo room, and safety ratings

Best for
Strong resale value — retains 60% after 5 years
Lower-than-average scheduled maintenance costs
265 hp hybrid system with responsive low-end torque
Watch out for
Standard driver-assistance suite trails class leaders
Missing key features like hands-free highway driving or surround-view camera
Limited 16 cu ft cargo room — less than class leaders
Jump toCostPowertrainDriver AssistLivabilitySafety
01

Cost of Ownership

73/ 100Good

Five-year cost is driven mostly by depreciation; maintenance is a minor share.

Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20% ($9,174)

Ownership Cost

Component
Monthly
Depreciation
$320
33%
Fuel
$234
24%
Insurance
$205
21%
Financing
$115
12%
Tires
$36
4%
Maintenance
$30
3%
Registration
$20
2%
Total
$960/mo
Full 5-year cost-of-ownership calculator & FAQ →
02

Powertrain

Fuel efficiency weighed with long-term ownership confidence.

Efficiency60/100
Good
MPG24 MPG combined21 city / 28 hwy
Engine2.4L 4-cyl Turbo
Horsepower265 hp
Torque310 lb-ft
Ownership Confidence75/100
Excellent
ReliabilityStrongNHTSA · MY 2023-2025
Bumper-to-bumper3yr / 36k
Powertrain warranty5yr / 60k
Hybrid battery10yr / 150k
Platform5yr on current gen · Proven platform
Recalls5 on current gen

Reliability from NHTSA complaint records, adjusted for how many were sold. How we measure it

Powertrain score
70/ 100
Good
What this measures

Combines real-world energy efficiency (EPA-verified MPG or MPG-equivalent vs. class) with long-term ownership confidence (warranty coverage, platform maturity, and reliability data). Methodology →

03

Driver Assistance

Strongest in highway driving support, but parking convenience and hands-free automation are limited.

Highway Support86/100
Excellent
Adaptive cruise controlIncluded
Lane centeringIncluded
Traffic jam assistIncluded
Auto lane changeNot included
Parking Convenience0/100
Poor
Surround view cameraNot included
Parking sensorsNot included
Auto parkNot included
Operating Domain
0/100

💡 Tracks where the car can drive itself (highways vs. local roads) and how much driver supervision is needed (up to fully driverless).

Poor
Standard
Highway
Local-Road
Driverless

Standard driver assist — no hands-free operation

Driver Assistance score
43/ 100
Fair
What this measures

Combines highway support, parking convenience, and hands-free automation capability into one score. Methodology →

Driver Assistance data for this vehicle has not been independently verified. Features shown reflect manufacturer claims and may not reflect trim-level availability.
What do these driver-assist features mean? →
04

Livability

Easy to maneuver, but tighter on interior space.

Spaciousness30/100
Fair
Front legroom42.0 in
Rear legroom38.7 in
Front headroom39.6 in
Rear headroom39.4 in
Cargo16.0 cu ft
Seating7
Maneuverability82/100
Excellent
Length194.9 in
Width76.0 in
Turning circle39.0 ft
Wheelbase112.2 in
Livability score
46/ 100
Fair
What this measures

Combines how comfortably this vehicle fits passengers and cargo with how easily it maneuvers in real-world conditions — normalized within its 3-Row SUV segment for fair comparison. Methodology →

05

Safety

Crash-test protection combined with standard crash-avoidance features.

Crash Avoidance100/100
Excellent
Automatic emergency brakingIncluded
Forward collision warningIncluded
Blind spot monitoringIncluded
Rear cross-traffic alertIncluded
Crash Protection86/100
Excellent
NHTSA overall5/5 stars
Frontal4/5
Side5/5
Rollover4/5
IIHS awardNot awarded
IIHS small-overlap frontGood
IIHS moderate-overlap frontMarginal
IIHS sideGood
IIHS headlightsGood
What do NHTSA & IIHS ratings mean? →
Safety score
93/ 100
Excellent
What this measures

Combines crash-test protection — NHTSA frontal, side, and rollover ratings plus the IIHS crashworthiness sub-tests (small- and moderate-overlap front, side, headlights) — with standard crash-avoidance technology. New model years without published crash tests are scored on crash-avoidance features alone and capped until tested. Methodology →

Frequently asked questions

What is the MotiveGrid Score for the 2026 Toyota Highlander?
The 2026 Toyota Highlander earns a MotiveGrid Score of 78 out of 100. The score combines five pillars — cost of ownership, powertrain, safety, driver assistance, and livability — into one number, so you can weigh a vehicle's all-round strength at a glance.
Is the 2026 Toyota Highlander safe?
The Toyota Highlander carries an NHTSA overall safety rating of 5 out of 5 stars. MotiveGrid's safety pillar pairs federal crash-test results with the standard active-safety equipment fitted at base price.
What is the 2026 Toyota Highlander safety score?
The 2026 Toyota Highlander earns a MotiveGrid safety score of 93/100. The score combines NHTSA and IIHS crash-test results with the standard active safety equipment included at base price.
What driver assistance features does the 2026 Toyota Highlander include?
The 2026 Toyota Highlander scores 43/100 on driver assistance. MotiveGrid evaluates only standard equipment — features included at base MSRP — across four areas: highway automation, parking support, collision avoidance, and visibility aids. Optional driver-assistance packages are not scored.
Is the 2026 Toyota Highlander reliable?
The 2026 Toyota Highlander has an above average reliability profile for its class, based on NHTSA complaint data. MotiveGrid calculates a reliability proxy score of 82/100 from complaint rates per 1,000 vehicles sold over a trailing multi-year window.
What is the 2026 Toyota Highlander fuel economy?
The 2026 Toyota Highlander is EPA-rated at 24 MPG combined. MotiveGrid uses this figure as the basis for its annual fuel or charging cost estimate.
How does the 2026 Toyota Highlander rank among 3-row suvs?
The 2026 Toyota Highlander is in the top 36% of 3-row suvs on the MotiveGrid composite score. All vehicles in the same segment are scored on an identical five-pillar framework, making the percentile a direct comparison.
How does the 2026 Toyota Highlander compare to the Toyota Grand Highlander?
See the MotiveGrid side-by-side comparison page for a full breakdown across cost of ownership, safety, powertrain, driver assistance, and livability. Both vehicles are top-scored options in the 3-row suvs segment.
Is the 2026 Toyota Highlander spacious and practical?
The 2026 Toyota Highlander scores 46/100 on livability, which covers interior passenger space, cargo capacity, and maneuverability. This score is compared directly against other 3-row suvs in the same segment.

Analysis by the MotiveGrid Engineering Team · MotiveGrid Score last computed 2026-07-03