Head-to-head · vehicle level

BMW i4 vs. Tesla Model 3

BMW i4 56Tesla Model 3 79on the MotiveGrid ScoreTesla Model 3 about $16,432 less over 5 years
The verdict

The 2026 Tesla Model 3 is the cheaper one to own — roughly $16,432 less over five years, mostly because it holds its value better. The BMW i4 counters with more power (335 vs 271 hp).

Go with the Tesla Model 3 for the better long-term value; consider the BMW i4 if you prioritize stronger acceleration.

Last updated May 2026 · National-average estimates

BMW i4 vs. Tesla Model 3

MotiveGrid scores, key specs, and five-year cost comparison: 2026 BMW i4 versus 2026 Tesla Model 3.
MetricBMW i4Tesla Model 3
MotiveGrid Score5679
Cost of Ownership5776
Powertrain6171
Driver Assistance630
Livability3757
Safety8593
5-Year Cost to Own$65,320$48,889
Depreciation (5-yr)$32,077$23,045
Fuel / Energy (5-yr)$4,097$3,034
Insurance (5-yr)$14,570$12,590
Maintenance (5-yr)$1,915$1,125
Tires (5-yr)$1,875$1,875
Financing (5-yr)$8,711$5,565
Registration (5-yr)$2,075$1,655
Starting Price$57,900$36,990
Horsepower335 hp271 hp
Electric range301 mi321 mi
Cargo volume10 cu ft16.6 cu ft
Seating55
DrivetrainRWDRWD
Electric
2026$57,900
2026 BMW i4 Gran Coupe front three-quarter view
MSRP
$57,900
Mo · 5yr
$1,089
$65,320 / 5 years
Best on balance
Electric
2026$36,990
2026 Tesla Model 3 in Pearl White against a clean background
MSRP
$36,990
Mo · 5yr
$815
$48,889 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Tesla Model 3 scores higher overall.

BMW i4
0
/ 100
Tesla Model 3
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
i4
57
Model 3
76
Winner: Model 3
$16,432 cheaper / 5 yrs
Low maintenance cost
PowertrainEnergy efficiency paired with long-term ownership confidence.
i4
61
Model 3
71
Winner: Model 3
+10 pts
Long electric range
Driver AssistHighway driving support, parking convenience, and hands-free automation.
i4
6
Model 3
30
Winner: Model 3
+24 pts
LivabilityPassenger space, cargo room, and everyday maneuverability.
i4
37
Model 3
57
Winner: Model 3
+20 pts
SafetyCrash-test protection plus standard crash-avoidance features.
i4
85
Model 3
93
Winner: Model 3
+8 pts
02

Which vehicle is right for you

🏆

Tesla Model 3 is the better pick for long-term ownership — about $16,432 cheaper over 5 years with stronger fundamentals on running cost.

BMW i4 still wins if your priority is best on balance.

Daily commuter
Tesla Model 3
Lowest energy cost per mile
Budget-focused
Tesla Model 3
Cheapest to own across 5 years
Family hauler
Tesla Model 3
Stronger safety with more cargo room
Highway driver
Tesla Model 3
Better adaptive cruise + lane keep
City driver
Tesla Model 3
Easiest to park and maneuver in tight spots
03

Cost of Ownership

Monthly running costs — national baseline.
Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20%

Charging mix

BMW i4
Monthly · 5-Year avg
$1,089
$65,320 total / 5 years
Total · monthly$1,089/mo
Tesla Model 3
Monthly · 5-Year avg
$815
$48,889 total / 5 years
Total · monthly$815/mo
04

Frequently asked questions

Tesla Model 3 comes out about $16,432 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.

Where these rank

Browse all MotiveGrid rankings →

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