HomeSedan2026 BMW i4

Verified against primary sources

5-year cost of ownership for the 2026 BMW i4 (15,000 mi/yr baseline)
Cost categoryEstimate
5-year depreciation$31,208
Insurance (annual)$2,914
Fuel or charging (annual)$650
Maintenance (annual)$383
Tires (annual)$375
Key specifications for the 2026 BMW i4
SpecificationValue
Fuel economy (MPG-equivalent combined)109 MPGe
Electric range301 miles
EngineSingle permanent-magnet synchronous motor
Horsepower335 hp
Torque317 lb-ft
Seating capacity5 passengers
Cargo space10 cu ft
MotiveGrid pillar scores for the 2026 BMW i4 vs sedans class median
PillarScore (0–100)Class medianDifference
Cost of ownership5783-26
Powertrain6167-6
Safety8595-10
Driver assistance643-37
Livability3757-20

The 2026 BMW i4 scores 57/100 on cost of ownership — 26 points below the sedans median. The Sedan class median 5-year ownership cost is $44,011 (15,000 mi/yr, national average rates). Largest annual recurring expense: insurance.

The 2026 BMW i4 scores 6/100 on driver assistance — 37 points below the sedans median. All scores reflect standard equipment at base MSRP; optional driver-assistance packages are not scored.

The 2026 BMW i4 scores 61/100 on powertrain — 6 points below the sedans median. Key figures: 109 MPG-equivalent combined, 301 miles electric range, 335 hp.

Verdict

The 2026 i4 brings electric performance to BMW's Gran Coupe platform with strong structural crash-test results from the IIHS. But the safety picture is incomplete: NHTSA has not rated it, and the IIHS flagged poor base headlights and below-average automatic emergency braking. Ownership costs are high, and the driver-assistance package on the base trim is minimal. For EV buyers drawn to BMW's driving dynamics, the i4 is compelling behind the wheel — but the safety and value equation leaves room for improvement.

Good fit for: Daily commuter

Best for

  • Strong IIHS structural crash-test results across all categories
  • Strong electric performance in a distinctive Gran Coupe design

Watch out for

  • NHTSA has not rated this vehicle
  • IIHS rated base headlights Poor and AEB below average
  • High ownership costs with minimal base driver-assistance
EVRWD

2026 BMW i4

2026 BMW i4 Gran Coupe front three-quarter view
MSRP
$57,900
i4 eDrive40
Est. monthly
$1,089
$65,320 / 5 yr
5-yr vs class
+$21,309
pricier than median
0
/ 100
Class ranking
Better than
19%
of 2026 sedans
Good
The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Verdict

Based on median-price trim

The 2026 i4 brings electric performance to BMW's Gran Coupe platform with strong structural crash-test results from the IIHS. But the safety picture is incomplete: NHTSA has not rated it, and the IIHS flagged poor base headlights and below-average automatic emergency braking. Ownership costs are high, and the driver-assistance package on the base trim is minimal. For EV buyers drawn to BMW's driving dynamics, the i4 is compelling behind the wheel — but the safety and value equation leaves room for improvement.

Good fit for: Daily commuter

Daily commuters seeking low per-mile energy costs and efficient performance

Watch out for
Charging speed and efficiency trail segment leaders
Limited 10 cu ft cargo room — less than class leaders
Wide 41 ft turning circle — harder to park in tight spaces
Jump toCostPowertrainDriver AssistLivabilitySafety
01

Cost of Ownership

57/ 100Good

Five-year cost is driven mostly by depreciation; tires is a minor share.

Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20% ($11,580)

Ownership Cost

Component
Monthly
Depreciation
$535
49%
Insurance
$243
22%
Financing
$145
13%
Electricity
💡
$68
6%
Registration
$35
3%
Maintenance
$32
3%
Tires
$31
3%
Total
$1,089/mo
Full 5-year cost-of-ownership calculator & FAQ →Estimate charging cost at your electricity rate →
02

Powertrain

Electric-powertrain efficiency weighed with long-term ownership confidence.

Efficiency85/100
Excellent
MPG109 MPGe combined
Horsepower335 hp
Torque317 lb-ft
EPA range301 mi
Cold range−28% @ 20°F
Ownership Confidence48/100
Fair
ReliabilityAverageNHTSA · MY 2023-2025
Bumper-to-bumper4yr / 50k
Powertrain warranty4yr / 50k
Battery warranty8yr / 100k≥70%
5-yr capacity88% retained
Platform5yr on current gen · Proven platform
Recalls3 on current gen

Reliability from NHTSA complaint records, adjusted for how many were sold. How we measure it

Charging
DC fast200 kWTier 2
Networkdc_combo
BatteryNMC pouch
Thermalliquid-cooled
Powertrain score
61/ 100
Good
What this measures

Combines real-world energy efficiency (EPA-verified MPG or MPG-equivalent vs. class) with long-term ownership confidence (warranty coverage, platform maturity, and reliability data). Methodology →

03

Driver Assistance

Modest driver-assistance capability, but highway support and parking convenience and hands-free automation are limited.

Highway Support0/100
Poor
Adaptive cruise controlNot included
Lane centeringNot included
Traffic jam assistNot included
Auto lane changeNot included
Parking Convenience30/100
Fair
Surround view cameraNot included
Parking sensorsIncluded
Auto parkNot included
Operating Domain
0/100

💡 Tracks where the car can drive itself (highways vs. local roads) and how much driver supervision is needed (up to fully driverless).

Poor
Standard
Highway
Local-Road
Driverless

Standard driver assist — no hands-free operation

Driver Assistance score
6/ 100
Poor
What this measures

Combines highway support, parking convenience, and hands-free automation capability into one score. Methodology →

MG-verifiedHand-checked by our data engineers
What do these driver-assist features mean? →
04

Livability

Passenger space and everyday maneuverability, scored within its class.

Spaciousness33/100
Fair
Front legroom41.5 in
Rear legroom34.2 in
Front headroom38.2 in
Rear headroom36.6 in
Cargo10.0 cu ft
Seating5
Maneuverability40/100
Fair
Length188.5 in
Width72.9 in
Turning circle41.0 ft
Wheelbase112.4 in
Livability score
37/ 100
Fair
What this measures

Combines how comfortably this vehicle fits passengers and cargo with how easily it maneuvers in real-world conditions — normalized within its Sedan segment for fair comparison. Methodology →

05

Safety

Based on standard crash-avoidance features.

Crash Avoidance100/100
Excellent
Automatic emergency brakingIncluded
Forward collision warningIncluded
Blind spot monitoringIncluded
Rear cross-traffic alertIncluded
Crash Protection70/100
Good
IIHS awardNot awarded
IIHS small-overlap frontGood
IIHS moderate-overlap frontGood
IIHS headlightsPoor
What do NHTSA & IIHS ratings mean? →
Safety score
85/ 100
Excellent
What this measures

Combines crash-test protection — NHTSA frontal, side, and rollover ratings plus the IIHS crashworthiness sub-tests (small- and moderate-overlap front, side, headlights) — with standard crash-avoidance technology. New model years without published crash tests are scored on crash-avoidance features alone and capped until tested. Methodology →

Frequently asked questions

What is the MotiveGrid Score for the 2026 BMW i4?
The 2026 BMW i4 earns a MotiveGrid Score of 56 out of 100. The score combines five pillars — cost of ownership, powertrain, safety, driver assistance, and livability — into one number, so you can weigh a vehicle's all-round strength at a glance.
How is the 2026 BMW i4 battery rated?
MotiveGrid scores the BMW i4 on battery longevity and charging using published capacity, thermal management, and warranty terms rather than estimates. See the battery section on this page for the full breakdown and data sources.
What is the 2026 BMW i4 safety score?
The 2026 BMW i4 earns a MotiveGrid safety score of 85/100. The score combines NHTSA and IIHS crash-test results with the standard active safety equipment included at base price.
What driver assistance features does the 2026 BMW i4 include?
The 2026 BMW i4 scores 6/100 on driver assistance. MotiveGrid evaluates only standard equipment — features included at base MSRP — across four areas: highway automation, parking support, collision avoidance, and visibility aids. Optional driver-assistance packages are not scored.
Is the 2026 BMW i4 reliable?
The 2026 BMW i4 has an below average reliability profile for its class, based on NHTSA complaint data. MotiveGrid calculates a reliability proxy score of 42/100 from complaint rates per 1,000 vehicles sold over a trailing multi-year window.
What is the 2026 BMW i4 fuel economy?
The 2026 BMW i4 is EPA-rated at 109 MPG-equivalent combined with 301 miles of electric range. MotiveGrid uses this figure as the basis for its annual fuel or charging cost estimate.
How does the 2026 BMW i4 rank among sedans?
The 2026 BMW i4 is in the top 81% of sedans on the MotiveGrid composite score. All vehicles in the same segment are scored on an identical five-pillar framework, making the percentile a direct comparison.
How does the 2026 BMW i4 compare to the BMW 5 Series?
See the MotiveGrid side-by-side comparison page for a full breakdown across cost of ownership, safety, powertrain, driver assistance, and livability. Both vehicles are top-scored options in the sedans segment.
Is the 2026 BMW i4 spacious and practical?
The 2026 BMW i4 scores 37/100 on livability, which covers interior passenger space, cargo capacity, and maneuverability. This score is compared directly against other sedans in the same segment.

Analysis by the MotiveGrid Engineering Team · MotiveGrid Score last computed 2026-07-03