HomeSedan2026 BMW i5

Verified against primary sources

5-year cost of ownership for the 2026 BMW i5 (15,000 mi/yr baseline)
Cost categoryEstimate
5-year depreciation$45,162
Insurance (annual)$4,028
Fuel or charging (annual)$700
Maintenance (annual)$469
Tires (annual)$375
Key specifications for the 2026 BMW i5
SpecificationValue
Fuel economy (MPG-equivalent combined)91 MPGe
Electric range240 miles
EngineDual permanent-magnet synchronous motors (M-tuned)
Horsepower593 hp
Torque586 lb-ft
Seating capacity5 passengers
Cargo space17.3 cu ft
MotiveGrid pillar scores for the 2026 BMW i5 vs sedans class median
PillarScore (0–100)Class medianDifference
Cost of ownership3483-49
Powertrain6067-7
Safety10095+5
Driver assistance643-37
Livability3557-22

The 2026 BMW i5 scores 34/100 on cost of ownership — 49 points below the sedans median. The Sedan class median 5-year ownership cost is $44,011 (15,000 mi/yr, national average rates). Largest annual recurring expense: insurance.

The 2026 BMW i5 scores 6/100 on driver assistance — 37 points below the sedans median. All scores reflect standard equipment at base MSRP; optional driver-assistance packages are not scored.

The 2026 BMW i5 scores 60/100 on powertrain — 7 points below the sedans median. Key figures: 91 MPG-equivalent combined, 240 miles electric range, 593 hp.

Verdict

The 2026 i5 earns the highest safety honors — five NHTSA stars and an IIHS Top Safety Pick+ — while delivering BMW's excellent driver-assistance suite in an all-electric package. Ownership costs are steep, with insurance and depreciation running well above average, and range is competitive but not class-leading. For luxury buyers who want top-tier safety and ADAS in an EV, the i5 makes a compelling case.

Good fit for: Highway driver

Best for

  • Five-star NHTSA rating and IIHS Top Safety Pick+
  • Excellent driver-assistance suite with electric performance
  • Premium cabin and refined highway manners

Watch out for

  • Ownership costs are steep — insurance and depreciation run high
  • Range is competitive but not class-leading
EVAWD

2026 BMW i5

2026 BMW i5 Sedan front three-quarter view
MSRP
$84,100
i5 M60 xDrive
Est. monthly
$1,508
$90,454 / 5 yr
5-yr vs class
+$46,443
pricier than median
0
/ 100
Class ranking
Better than
16%
of 2026 sedans
Good
The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Verdict

Based on median-price trim

The 2026 i5 earns the highest safety honors — five NHTSA stars and an IIHS Top Safety Pick+ — while delivering BMW's excellent driver-assistance suite in an all-electric package. Ownership costs are steep, with insurance and depreciation running well above average, and range is competitive but not class-leading. For luxury buyers who want top-tier safety and ADAS in an EV, the i5 makes a compelling case.

Good fit for: Highway driver

Long-distance drivers who value adaptive cruise control and lane-centering

Best for
Comprehensive standard active safety suite
Watch out for
Below-average 240-mile range limits road-trip flexibility
Limited 17.3 cu ft cargo room — less than class leaders
Wide 40.4 ft turning circle — harder to park in tight spaces
Jump toCostPowertrainDriver AssistLivabilitySafety
01

Cost of Ownership

34/ 100Fair

Five-year cost is driven mostly by depreciation; tires is a minor share.

Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20% ($16,820)

Ownership Cost

Component
Monthly
Depreciation
$774
51%
Insurance
$336
22%
Financing
$211
14%
Electricity
💡
$74
5%
Registration
$43
3%
Maintenance
$39
3%
Tires
$31
2%
Total
$1,508/mo
Full 5-year cost-of-ownership calculator & FAQ →Estimate charging cost at your electricity rate →
02

Powertrain

Electric-powertrain efficiency weighed with long-term ownership confidence.

Efficiency81/100
Excellent
MPG91 MPGe combined
Horsepower593 hp
Torque586 lb-ft
EPA range240 mi
Cold range−28% @ 20°F
Ownership Confidence48/100
Fair
ReliabilityAverageNHTSA · MY 2023-2025
Bumper-to-bumper4yr / 50k
Powertrain warranty4yr / 50k
Battery warranty8yr / 100k≥70%
5-yr capacity88% retained
Platform2yr on current gen · Maturing
Recalls2 on current gen

Reliability from NHTSA complaint records, adjusted for how many were sold. How we measure it

Charging
DC fast205 kWTier 2
Networkdc_combo
BatteryNMC pouch
Thermalliquid-cooled
Powertrain score
60/ 100
Good
What this measures

Combines real-world energy efficiency (EPA-verified MPG or MPG-equivalent vs. class) with long-term ownership confidence (warranty coverage, platform maturity, and reliability data). Methodology →

03

Driver Assistance

Modest driver-assistance capability, but highway support and parking convenience and hands-free automation are limited.

Highway Support0/100
Poor
Adaptive cruise controlNot included
Lane centeringNot included
Traffic jam assistNot included
Auto lane changeNot included
Parking Convenience30/100
Fair
Surround view cameraNot included
Parking sensorsIncluded
Auto parkNot included
Operating Domain
0/100

💡 Tracks where the car can drive itself (highways vs. local roads) and how much driver supervision is needed (up to fully driverless).

Poor
Standard
Highway
Local-Road
Driverless

Standard driver assist — no hands-free operation

Driver Assistance score
6/ 100
Poor
What this measures

Combines highway support, parking convenience, and hands-free automation capability into one score. Methodology →

Driver Assistance data for this vehicle has not been independently verified. Features shown reflect manufacturer claims and may not reflect trim-level availability.
What do these driver-assist features mean? →
04

Livability

Spacious, but its size makes it harder to maneuver.

Spaciousness61/100
Good
Front legroom41.3 in
Rear legroom37.0 in
Front headroom39.1 in
Rear headroom37.7 in
Cargo17.3 cu ft
Seating5
Maneuverability11/100
Poor
Length199.2 in
Width74.8 in
Turning circle40.4 ft
Wheelbase117.9 in
Livability score
35/ 100
Fair
What this measures

Combines how comfortably this vehicle fits passengers and cargo with how easily it maneuvers in real-world conditions — normalized within its Sedan segment for fair comparison. Methodology →

05

Safety

Based on standard crash-avoidance features.

Crash Avoidance100/100
Excellent
Automatic emergency brakingIncluded
Forward collision warningIncluded
Blind spot monitoringIncluded
Rear cross-traffic alertIncluded
Crash Protection100/100
Excellent
IIHS awardNot awarded
IIHS headlightsGood
What do NHTSA & IIHS ratings mean? →
Safety score
100/ 100
Excellent
What this measures

Combines crash-test protection — NHTSA frontal, side, and rollover ratings plus the IIHS crashworthiness sub-tests (small- and moderate-overlap front, side, headlights) — with standard crash-avoidance technology. New model years without published crash tests are scored on crash-avoidance features alone and capped until tested. Methodology →

Frequently asked questions

What is the MotiveGrid Score for the 2026 BMW i5?
The 2026 BMW i5 earns a MotiveGrid Score of 54 out of 100. The score combines five pillars — cost of ownership, powertrain, safety, driver assistance, and livability — into one number, so you can weigh a vehicle's all-round strength at a glance.
How is the 2026 BMW i5 battery rated?
MotiveGrid scores the BMW i5 on battery longevity and charging using published capacity, thermal management, and warranty terms rather than estimates. See the battery section on this page for the full breakdown and data sources.
What is the 2026 BMW i5 safety score?
The 2026 BMW i5 earns a MotiveGrid safety score of 100/100. The score combines NHTSA and IIHS crash-test results with the standard active safety equipment included at base price.
What driver assistance features does the 2026 BMW i5 include?
The 2026 BMW i5 scores 6/100 on driver assistance. MotiveGrid evaluates only standard equipment — features included at base MSRP — across four areas: highway automation, parking support, collision avoidance, and visibility aids. Optional driver-assistance packages are not scored.
Is the 2026 BMW i5 reliable?
The 2026 BMW i5 has an average reliability profile for its class, based on NHTSA complaint data. MotiveGrid calculates a reliability proxy score of 50/100 from complaint rates per 1,000 vehicles sold over a trailing multi-year window.
What is the 2026 BMW i5 fuel economy?
The 2026 BMW i5 is EPA-rated at 91 MPG-equivalent combined with 240 miles of electric range. MotiveGrid uses this figure as the basis for its annual fuel or charging cost estimate.
How does the 2026 BMW i5 rank among sedans?
The 2026 BMW i5 is in the top 84% of sedans on the MotiveGrid composite score. All vehicles in the same segment are scored on an identical five-pillar framework, making the percentile a direct comparison.
How does the 2026 BMW i5 compare to the BMW i4?
See the MotiveGrid side-by-side comparison page for a full breakdown across cost of ownership, safety, powertrain, driver assistance, and livability. Both vehicles are top-scored options in the sedans segment.
Is the 2026 BMW i5 spacious and practical?
The 2026 BMW i5 scores 35/100 on livability, which covers interior passenger space, cargo capacity, and maneuverability. This score is compared directly against other sedans in the same segment.

Analysis by the MotiveGrid Engineering Team · MotiveGrid Score last computed 2026-07-03