Ford F-150 69·Toyota Tundra 69on the MotiveGrid Score·Toyota Tundra about $10,707 less over 5 years
The verdict
The 2026 Toyota Tundra is the cheaper one to own — roughly $10,707 less over five years, mostly because it holds its value better. The Ford F-150 counters with seating for 6.
Go with the Toyota Tundra for the better long-term value; consider the Ford F-150 if you prioritize more passenger space.
Last updated May 2026 · National-average estimates
Ford F-150 vs. Toyota Tundra
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Ford F-150 versus 2026 Toyota Tundra.
Metric
Ford F-150
Toyota Tundra
MotiveGrid Score
69
69
Cost of Ownership
64
79
Powertrain
52
46
Driver Assistance
16
43
Livability
67
31
Safety
91
97
5-Year Cost to Own
$67,464
$56,757
Depreciation (5-yr)
$23,970
$12,837
Fuel / Energy (5-yr)
$16,838
$19,243
Insurance (5-yr)
$13,005
$11,870
Maintenance (5-yr)
$3,090
$2,330
Tires (5-yr)
$2,250
$2,250
Financing (5-yr)
$7,072
$6,998
Registration (5-yr)
$1,240
$1,230
Starting Price
$47,000
$46,510
Horsepower
325 hp
389 hp
MPG (combined)
20 mpg
20 mpg
Cargo volume
52.8 cu ft
62.3 cu ft
Seating
6
5
Towing capacity
13,000 lbs
12,000 lbs
Drivetrain
4WD
4x2
Gas
2026$47,000
MSRP
$47,000
Mo · 5yr
$1,124
$67,464 / 5 years
Best on balance
Gas
2026$46,510
MSRP
$46,510
Mo · 5yr
$946
$56,757 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Ford F-150
0
/ 100
Toyota Tundra
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
F-150
64
Tundra
79
Winner: Tundra
$10,707 cheaper / 5 yrs
Strong projected resale value▲
PowertrainEnergy efficiency paired with long-term ownership confidence.
F-150
52
Tundra
46
Winner: F-150
+6 pts
Driver AssistHighway driving support, parking convenience, and hands-free automation.
F-150
16
Tundra
43
Winner: Tundra
+27 pts
Strong highway driving support▲
LivabilityPassenger space, cargo room, and everyday maneuverability.
F-150
67
Tundra
31
Winner: F-150
+36 pts
Roomy cabin and cargo▲
SafetyCrash-test protection plus standard crash-avoidance features.
Toyota Tundra is the better pick for long-term ownership — about $10,707 cheaper over 5 years with stronger fundamentals on running cost.
Ford F-150 still wins if your priority is best on balance.
Daily commuter
Ford F-150
Lowest energy cost per mile
Budget-focused
Toyota Tundra
Cheapest to own across 5 years
Family hauler
Toyota Tundra
Better safety rating with substantially more cargo room
Highway driver
Toyota Tundra
Better adaptive cruise + lane keep
City driver
Ford F-150
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Ford F-150
Monthly · 5-Year avg
$1,124
$67,464 total / 5 years
Total · monthly$1,124/mo
Toyota Tundra
Monthly · 5-Year avg
$946
$56,757 total / 5 years
Total · monthly$946/mo
04
Frequently asked questions
Toyota Tundra comes out about $10,707 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.
