Tesla Model 3 79·Toyota Prius Plug-in Hybrid 95on the MotiveGrid Score·Toyota Prius Plug-in Hybrid about $9,665 less over 5 years
The verdict
The 2026 Toyota Prius Plug-in Hybrid is the cheaper one to own — roughly $9,665 less over five years, mostly because it holds its value better. The Tesla Model 3 counters with more power (271 vs 220 hp).
Go with the Toyota Prius Plug-in Hybrid for the better long-term value; consider the Tesla Model 3 if you prioritize stronger acceleration.
Last updated May 2026 · National-average estimates
Tesla Model 3 vs. Toyota Prius Plug-in Hybrid
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Tesla Model 3 versus 2026 Toyota Prius Plug-in Hybrid.
Metric
Tesla Model 3
Toyota Prius Plug-in Hybrid
MotiveGrid Score
79
95
Cost of Ownership
76
88
Powertrain
71
73
Driver Assistance
30
43
Livability
57
81
Safety
93
97
5-Year Cost to Own
$48,889
$39,224
Depreciation (5-yr)
$23,045
$12,801
Fuel / Energy (5-yr)
$3,034
$5,396
Insurance (5-yr)
$12,590
$10,835
Maintenance (5-yr)
$1,125
$1,970
Tires (5-yr)
$1,875
$1,550
Financing (5-yr)
$5,565
$5,082
Registration (5-yr)
$1,655
$1,590
Starting Price
$36,990
$33,775
Horsepower
271 hp
220 hp
MPG (combined)
—
52 mpg
Electric range
321 mi
44 mi
Cargo volume
16.6 cu ft
20.3 cu ft
Seating
5
5
Drivetrain
RWD
FWD
Electric
2026$36,990
MSRP
$36,990
Mo · 5yr
$815
$48,889 / 5 years
Best on balance
Plug-in Hybrid
2026$33,775
MSRP
$33,775
Mo · 5yr
$654
$39,224 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Toyota Prius Plug-in Hybrid scores higher overall.
Tesla Model 3
0
/ 100
Toyota Prius Plug-in Hybrid
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Model 3
76
Prius Plug-in Hybrid
88
Winner: Prius Plug-in Hybrid
$9,665 cheaper / 5 yrs
Strong projected resale value▲
Low tires cost▲
PowertrainEnergy efficiency paired with long-term ownership confidence.
Model 3
71
Prius Plug-in Hybrid
73
Winner: Prius Plug-in Hybrid
+2 pts
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Model 3
30
Prius Plug-in Hybrid
43
Winner: Prius Plug-in Hybrid
+13 pts
Strong highway driving support▲
LivabilityPassenger space, cargo room, and everyday maneuverability.
Model 3
57
Prius Plug-in Hybrid
81
Winner: Prius Plug-in Hybrid
+24 pts
Roomy cabin and cargo▲
Easy to maneuver and park▲
SafetyCrash-test protection plus standard crash-avoidance features.
Toyota Prius Plug-in Hybrid is the better pick for long-term ownership — about $9,665 cheaper over 5 years with stronger fundamentals on running cost.
Tesla Model 3 still wins if your priority is best on balance.
Daily commuter
Tesla Model 3
Lowest energy cost per mile
Budget-focused
Toyota Prius Plug-in Hybrid
Cheapest to own across 5 years
Family hauler
Toyota Prius Plug-in Hybrid
Better safety rating with slightly more cargo room
Highway driver
Toyota Prius Plug-in Hybrid
Better adaptive cruise + lane keep
City driver
Toyota Prius Plug-in Hybrid
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
Tesla Model 3
Monthly · 5-Year avg
$815
$48,889 total / 5 years
Total · monthly$815/mo
Toyota Prius Plug-in Hybrid
Monthly · 5-Year avg
$654
$39,224 total / 5 years
Total · monthly$654/mo
04
Frequently asked questions
Toyota Prius Plug-in Hybrid comes out about $9,665 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.