Tesla Model 3 79·Toyota Prius 98on the MotiveGrid Score·Toyota Prius about $13,974 less over 5 years
The verdict
The 2026 Toyota Prius is the cheaper one to own — roughly $13,974 less over five years, mostly because it holds its value better. The Tesla Model 3 counters with more power (271 vs 194 hp).
Go with the Toyota Prius for the better long-term value; consider the Tesla Model 3 if you prioritize stronger acceleration.
Last updated May 2026 · National-average estimates
Tesla Model 3 vs. Toyota Prius
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Tesla Model 3 versus 2026 Toyota Prius.
Metric
Tesla Model 3
Toyota Prius
MotiveGrid Score
79
98
Cost of Ownership
76
92
Powertrain
71
76
Driver Assistance
30
43
Livability
57
82
Safety
93
97
5-Year Cost to Own
$48,889
$34,915
Depreciation (5-yr)
$23,045
$10,792
Fuel / Energy (5-yr)
$3,034
$5,908
Insurance (5-yr)
$12,590
$10,165
Maintenance (5-yr)
$1,125
$1,340
Tires (5-yr)
$1,875
$1,550
Financing (5-yr)
$5,565
$4,296
Registration (5-yr)
$1,655
$865
Starting Price
$36,990
$28,550
Horsepower
271 hp
194 hp
MPG (combined)
—
57 mpg
Electric range
321 mi
—
Cargo volume
16.6 cu ft
20.3 cu ft
Seating
5
5
Drivetrain
RWD
FWD
Electric
2026$36,990
MSRP
$36,990
Mo · 5yr
$815
$48,889 / 5 years
Best on balance
Hybrid
2026$28,550
MSRP
$28,550
Mo · 5yr
$582
$34,915 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Toyota Prius scores higher overall.
Tesla Model 3
0
/ 100
Toyota Prius
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Model 3
76
Prius
92
Winner: Prius
$13,974 cheaper / 5 yrs
Strong projected resale value▲
PowertrainEnergy efficiency paired with long-term ownership confidence.
Model 3
71
Prius
76
Winner: Prius
+5 pts
Good fuel economy▲
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Model 3
30
Prius
43
Winner: Prius
+13 pts
Strong highway driving support▲
LivabilityPassenger space, cargo room, and everyday maneuverability.
Model 3
57
Prius
82
Winner: Prius
+25 pts
Roomy cabin and cargo▲
Easy to maneuver and park▲
SafetyCrash-test protection plus standard crash-avoidance features.
Toyota Prius is the better pick for long-term ownership — about $13,974 cheaper over 5 years with stronger fundamentals on running cost.
Tesla Model 3 still wins if your priority is best on balance.
Daily commuter
Tesla Model 3
Lowest energy cost per mile
Budget-focused
Toyota Prius
Cheapest to own across 5 years
Family hauler
Toyota Prius
Better safety rating with slightly more cargo room
Highway driver
Toyota Prius
Better adaptive cruise + lane keep
City driver
Toyota Prius
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
Tesla Model 3
Monthly · 5-Year avg
$815
$48,889 total / 5 years
Total · monthly$815/mo
Toyota Prius
Monthly · 5-Year avg
$582
$34,915 total / 5 years
Total · monthly$582/mo
💡
On fuel + maintenance alone, the pricier Tesla Model 3 recoups its $8,440 price premium in 13.7 years ($618/yr in savings). Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
Toyota Prius comes out about $13,974 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.