Head-to-head · vehicle level

Subaru Crosstrek vs. Toyota RAV4

Subaru Crosstrek 75Toyota RAV4 78on the MotiveGrid ScoreToyota RAV4 about $1,183 less over 5 years
The verdict

The 2026 Toyota RAV4 is the cheaper one to own — roughly $1,183 less over five years, helped by better fuel economy.

The Toyota RAV4 is the stronger all-round pick here — cheaper to own with little given up in return.

Last updated July 2026 · National-average estimates

Subaru Crosstrek vs. Toyota RAV4

MotiveGrid scores, key specs, and five-year cost comparison: 2026 Subaru Crosstrek versus 2026 Toyota RAV4.
MetricSubaru CrosstrekToyota RAV4
MotiveGrid Score7578
Cost of Ownership9192
Powertrain6374
Driver Assistance3243
Livability6149
Safety7272
5-Year Cost to Own$38,949$37,766
Depreciation (5-yr)$9,502$9,251
Fuel / Energy (5-yr)$11,610$8,980
Insurance (5-yr)$9,195$10,735
Maintenance (5-yr)$2,095$1,315
Tires (5-yr)$1,650$1,750
Financing (5-yr)$4,062$4,800
Registration (5-yr)$835$935
Starting Price$26,995$31,900
Horsepower180 hp219 hp
MPG (combined)29 mpg43 mpg
Cargo volume20 cu ft37.6 cu ft
Seating55
Towing capacity1,750 lbs
DrivetrainAWDFWD
Gas
2026$26,995
2026 Subaru Crosstrek subcompact SUV in three-quarter front view
MSRP
$26,995
Mo · 5yr
$649
$38,949 / 5 years
Best for lower upfront price
Hybrid
2026$31,900
2026 Toyota RAV4 hybrid SUV in silver front three-quarter view
MSRP
$31,900
Mo · 5yr
$629
$37,766 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Toyota RAV4 scores higher overall.

Subaru Crosstrek
0
/ 100
Toyota RAV4
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Crosstrek
91
RAV4
92
Winner: RAV4
$1,183 cheaper / 5 yrs
Low maintenance cost
PowertrainEnergy efficiency paired with long-term ownership confidence.
Crosstrek
63
RAV4
74
Winner: RAV4
+11 pts
Good fuel economy
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Crosstrek
32
RAV4
43
Winner: RAV4
+11 pts
Strong highway driving support
LivabilityPassenger space, cargo room, and everyday maneuverability.
Crosstrek
61
RAV4
49
Winner: Crosstrek
+12 pts
SafetyCrash-test protection plus standard crash-avoidance features.
Crosstrek
72
RAV4
72
02

Which vehicle is right for you

🏆

Toyota RAV4 is the better pick for long-term ownership — about $1,183 cheaper over 5 years with stronger fundamentals on running cost.

Subaru Crosstrek still wins if your priority is best for lower upfront price.

Daily commuter
Toyota RAV4
Lowest energy cost per mile
Budget-focused
Toyota RAV4
Cheapest to own across 5 years
Family hauler
Toyota RAV4
Substantially more cargo room
Highway driver
Toyota RAV4
Better adaptive cruise + lane keep
City driver
Subaru Crosstrek
Easiest to park and maneuver in tight spots
03

Cost of Ownership

Monthly running costs — national baseline.
Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20%
Subaru Crosstrek
Monthly · 5-Year avg
$649
$38,949 total / 5 years
Total · monthly$649/mo
Toyota RAV4
Monthly · 5-Year avg
$629
$37,766 total / 5 years
Total · monthly$629/mo
💡
On fuel + maintenance alone, the pricier Toyota RAV4 recoups its $4,905 price premium in 7.2 years ($682/yr in savings). Depreciation and insurance aren’t included in this payback view.
04

Frequently asked questions

Toyota RAV4 comes out about $1,183 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.

Where these rank

Browse all MotiveGrid rankings →

What each one costs at the counter

Both five-year totals above count yearly registration. Neither counts what the state takes on the day you sign — sales tax and the title fee. Those are one-time, they are not the dealer’s to negotiate, and on a car at this price they run to four figures in most states. Work out yours:

Compare tax, title and license across all 22 states we cover →

Helpful guides