Mazda CX-50 86·Toyota bZ 84on the MotiveGrid Score·Mazda CX-50 about $2,275 less over 5 years
The verdict
The 2026 Mazda CX-50 is the cheaper one to own — roughly $2,275 less over five years, mostly because it holds its value better.
The Mazda CX-50 is the stronger all-round pick here — cheaper to own with little given up in return.
Last updated July 2026 · National-average estimates
Mazda CX-50 vs. Toyota bZ
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Mazda CX-50 versus 2026 Toyota bZ.
Metric
Mazda CX-50
Toyota bZ
MotiveGrid Score
86
84
Cost of Ownership
90
81
Powertrain
67
83
Driver Assistance
32
49
Livability
60
39
Safety
99
94
5-Year Cost to Own
$42,687
$44,961
Depreciation (5-yr)
$11,631
$21,737
Fuel / Energy (5-yr)
$12,187
$2,520
Insurance (5-yr)
$9,535
$10,945
Maintenance (5-yr)
$1,790
$900
Tires (5-yr)
$2,150
$1,750
Financing (5-yr)
$4,499
$5,469
Registration (5-yr)
$895
$1,640
Starting Price
$29,900
$36,350
Horsepower
187 hp
168 hp
MPG (combined)
27 mpg
—
Electric range
—
236 mi
Cargo volume
31.4 cu ft
27.7 cu ft
Seating
5
5
Towing capacity
2,000 lbs
—
Drivetrain
AWD
FWD
Gas
2026$29,900
MSRP
$29,900
Mo · 5yr
$711
$42,687 / 5 years
Best for long-term savings
Electric
2026$36,350
MSRP
$36,350
Mo · 5yr
$749
$44,961 / 5 years
Best for driver assistance
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Mazda CX-50 scores higher overall.
Mazda CX-50
0
/ 100
Toyota bZ
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
CX-50
90
bZ
81
Winner: CX-50
$2,275 cheaper / 5 yrs
Strong projected resale value▲
PowertrainEnergy efficiency paired with long-term ownership confidence.
CX-50
67
bZ
83
Winner: bZ
+16 pts
Efficient (high MPG-equivalent)▲
Driver AssistHighway driving support, parking convenience, and hands-free automation.
CX-50
32
bZ
49
Winner: bZ
+17 pts
Strong highway driving support▲
LivabilityPassenger space, cargo room, and everyday maneuverability.
CX-50
60
bZ
39
Winner: CX-50
+21 pts
Easy to maneuver and park▲
SafetyCrash-test protection plus standard crash-avoidance features.
Mazda CX-50 is the better pick for long-term ownership — about $2,275 cheaper over 5 years with stronger fundamentals on running cost.
Toyota bZ still wins if your priority is best for driver assistance.
Daily commuter
Toyota bZ
Lowest energy cost per mile
Budget-focused
Mazda CX-50
Cheapest to own across 5 years
Family hauler
Mazda CX-50
Better safety rating with slightly more cargo room
Highway driver
Toyota bZ
Better adaptive cruise + lane keep
City driver
Toyota bZ
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
Mazda CX-50
Monthly · 5-Year avg
$711
$42,687 total / 5 years
Total · monthly$711/mo
Toyota bZ
Monthly · 5-Year avg
$749
$44,961 total / 5 years
Total · monthly$749/mo
💡
On fuel + maintenance alone, the pricier Toyota bZ recoups its $6,450 price premium in 3.1 years ($2,111/yr in savings). Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
Mazda CX-50 comes out about $2,275 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.