Head-to-head · vehicle level

Kia Sportage vs. Subaru Crosstrek

Kia Sportage 81Subaru Crosstrek 75on the MotiveGrid ScoreSubaru Crosstrek about $7,196 less over 5 years
The verdict

The 2026 Subaru Crosstrek is the cheaper one to own — roughly $7,196 less over five years, mostly because it holds its value better. The Kia Sportage counters with more cargo room (39.6 vs 20 cu ft).

Go with the Subaru Crosstrek for the better long-term value; consider the Kia Sportage if you prioritize more cargo space.

Last updated July 2026 · National-average estimates

Kia Sportage vs. Subaru Crosstrek

MotiveGrid scores, key specs, and five-year cost comparison: 2026 Kia Sportage versus 2026 Subaru Crosstrek.
MetricKia SportageSubaru Crosstrek
MotiveGrid Score8175
Cost of Ownership7891
Powertrain6463
Driver Assistance3832
Livability5761
Safety9772
5-Year Cost to Own$46,145$38,949
Depreciation (5-yr)$14,712$9,502
Fuel / Energy (5-yr)$12,027$11,610
Insurance (5-yr)$10,565$9,195
Maintenance (5-yr)$1,890$2,095
Tires (5-yr)$1,750$1,650
Financing (5-yr)$4,332$4,062
Registration (5-yr)$870$835
Starting Price$28,790$26,995
Horsepower187 hp180 hp
MPG (combined)28 mpg29 mpg
Cargo volume39.6 cu ft20 cu ft
Seating55
DrivetrainFWDAWD
Gas
2026$28,790
   in three-quarter front view
MSRP
$28,790
Mo · 5yr
$769
$46,145 / 5 years
Best for families
Gas
2026$26,995
2026 Subaru Crosstrek subcompact SUV in three-quarter front view
MSRP
$26,995
Mo · 5yr
$649
$38,949 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Kia Sportage scores higher overall.

Kia Sportage
0
/ 100
Subaru Crosstrek
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Sportage
78
Crosstrek
91
Winner: Crosstrek
$7,196 cheaper / 5 yrs
Strong projected resale value
PowertrainEnergy efficiency paired with long-term ownership confidence.
Sportage
64
Crosstrek
63
Winner: Sportage
+1 pts
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Sportage
38
Crosstrek
32
Winner: Sportage
+6 pts
LivabilityPassenger space, cargo room, and everyday maneuverability.
Sportage
57
Crosstrek
61
Winner: Crosstrek
+4 pts
Easy to maneuver and park
SafetyCrash-test protection plus standard crash-avoidance features.
Sportage
97
Crosstrek
72
Winner: Sportage
+25 pts
5-star overall NHTSA rating
IIHS Top Safety Pick+
Full standard crash-avoidance suite
02

Which vehicle is right for you

🏆

Subaru Crosstrek is the better pick for long-term ownership — about $7,196 cheaper over 5 years with stronger fundamentals on running cost.

Kia Sportage still wins if your priority is best for families.

Daily commuter
Subaru Crosstrek
Lowest energy cost per mile
Budget-focused
Subaru Crosstrek
Cheapest to own across 5 years
Family hauler
Kia Sportage
Much stronger safety with substantially more cargo room
Highway driver
Kia Sportage
Better adaptive cruise + lane keep
City driver
Subaru Crosstrek
Easiest to park and maneuver in tight spots
03

Cost of Ownership

Monthly running costs — national baseline.
Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20%
Kia Sportage
Monthly · 5-Year avg
$769
$46,145 total / 5 years
Total · monthly$769/mo
Subaru Crosstrek
Monthly · 5-Year avg
$649
$38,949 total / 5 years
Total · monthly$649/mo
04

Frequently asked questions

Subaru Crosstrek comes out about $7,196 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.

Where these rank

Browse all MotiveGrid rankings →

What each one costs at the counter

Both five-year totals above count yearly registration. Neither counts what the state takes on the day you sign — sales tax and the title fee. Those are one-time, they are not the dealer’s to negotiate, and on a car at this price they run to four figures in most states. Work out yours:

Compare tax, title and license across all 22 states we cover →

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