Ford F-150 Lightning 71·Ram 1500 63on the MotiveGrid Score·Ram 1500 about $68 less over 5 years
The verdict
The 2026 Ram 1500 is a touch cheaper to own — about $68 less over five years, mostly because it holds its value better. The Ford F-150 Lightning counters with more cargo room (52.8 vs 0 cu ft) and a 5-star federal safety rating.
Go with the Ram 1500 for the better long-term value; consider the Ford F-150 Lightning if you prioritize more cargo space and top federal crash-test marks.
Last updated May 2026 · National-average estimates
Ford F-150 Lightning vs. Ram 1500
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Ford F-150 Lightning versus 2026 Ram 1500.
Metric
Ford F-150 Lightning
Ram 1500
MotiveGrid Score
71
63
Cost of Ownership
67
67
Powertrain
57
48
Driver Assistance
38
33
Livability
59
37
Safety
84
90
5-Year Cost to Own
$65,429
$65,361
Depreciation (5-yr)
$31,334
$22,805
Fuel / Energy (5-yr)
$5,393
$16,677
Insurance (5-yr)
$14,410
$12,705
Maintenance (5-yr)
$1,590
$3,090
Tires (5-yr)
$2,450
$2,250
Financing (5-yr)
$8,242
$6,649
Registration (5-yr)
$2,010
$1,185
Starting Price
$54,780
$44,195
Horsepower
452 hp
420 hp
MPG (combined)
—
20 mpg
Electric range
240 mi
—
Cargo volume
52.8 cu ft
0 cu ft
Seating
5
6
Towing capacity
7,700 lbs
11,610 lbs
Drivetrain
AWD
4WD
Electric
2026$54,780
MSRP
$54,780
Mo · 5yr
$1,090
$65,429 / 5 years
Best for safety-conscious buyers
Gas
2026$44,195
MSRP
$44,195
Mo · 5yr
$1,089
$65,361 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Ford F-150 Lightning scores higher overall.
Ford F-150 Lightning
0
/ 100
Ram 1500
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
F-150 Lightning
67
1500
67
Evenly matched
PowertrainEnergy efficiency paired with long-term ownership confidence.
F-150 Lightning
57
1500
48
Winner: F-150 Lightning
+9 pts
Driver AssistHighway driving support, parking convenience, and hands-free automation.
F-150 Lightning
38
1500
33
Winner: F-150 Lightning
+5 pts
LivabilityPassenger space, cargo room, and everyday maneuverability.
F-150 Lightning
59
1500
37
Winner: F-150 Lightning
+22 pts
Roomy cabin and cargo▲
SafetyCrash-test protection plus standard crash-avoidance features.
Too close to call — these two vehicles are within $68 of each other over 5 years. The cost difference is small enough that your priorities should drive the decision.
Ford F-150 Lightning wins on best for safety-conscious buyers; Ram 1500 wins on best for long-term savings.
Daily commuter
Ford F-150 Lightning
Lowest energy cost per mile
Budget-focused
Ram 1500
Cheapest to own across 5 years
Family hauler
Ford F-150 Lightning
Substantially more cargo room
Highway driver
Ford F-150 Lightning
Better adaptive cruise + lane keep
City driver
Ram 1500
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
Ford F-150 Lightning
Monthly · 5-Year avg
$1,090
$65,429 total / 5 years
Total · monthly$1,090/mo
Ram 1500
Monthly · 5-Year avg
$1,089
$65,361 total / 5 years
Total · monthly$1,089/mo
💡
On fuel + maintenance alone, the pricier Ford F-150 Lightning recoups its $10,585 price premium in 4.1 years ($2,557/yr in savings). Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
Ram 1500 comes out about $68 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.