Chevrolet Equinox EV vs. Toyota RAV4 Plug-in Hybrid
Chevrolet Equinox EV 66·Toyota RAV4 Plug-in Hybrid 78on the MotiveGrid Score·Toyota RAV4 Plug-in Hybrid about $2,578 less over 5 years
The verdict
The 2026 Toyota RAV4 Plug-in Hybrid is the cheaper one to own — roughly $2,578 less over five years, mostly because it holds its value better.
The Toyota RAV4 Plug-in Hybrid is the stronger all-round pick here — cheaper to own with little given up in return.
Last updated May 2026 · National-average estimates
Chevrolet Equinox EV vs. Toyota RAV4 Plug-in Hybrid
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Chevrolet Equinox EV versus 2026 Toyota RAV4 Plug-in Hybrid.
Metric
Chevrolet Equinox EV
Toyota RAV4 Plug-in Hybrid
MotiveGrid Score
66
78
Cost of Ownership
78
86
Powertrain
57
61
Driver Assistance
16
43
Livability
29
44
Safety
99
93
5-Year Cost to Own
$46,049
$43,471
Depreciation (5-yr)
$20,297
$13,588
Fuel / Energy (5-yr)
$3,432
$6,805
Insurance (5-yr)
$12,120
$10,995
Maintenance (5-yr)
$1,275
$1,970
Tires (5-yr)
$2,050
$1,750
Financing (5-yr)
$5,265
$6,573
Registration (5-yr)
$1,610
$1,790
Starting Price
$34,995
$43,690
Horsepower
213 hp
324 hp
MPG (combined)
—
41 mpg
Electric range
319 mi
52 mi
Cargo volume
26.4 cu ft
33.5 cu ft
Seating
5
5
Towing capacity
1,500 lbs
2,500 lbs
Drivetrain
FWD
AWD
Electric
2026$34,995
MSRP
$34,995
Mo · 5yr
$767
$46,049 / 5 years
Best for lower upfront price
Plug-in Hybrid
2026$43,690
MSRP
$43,690
Mo · 5yr
$725
$43,471 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Toyota RAV4 Plug-in Hybrid scores higher overall.
Chevrolet Equinox EV
0
/ 100
Toyota RAV4 Plug-in Hybrid
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Equinox EV
78
RAV4 Plug-in Hybrid
86
Winner: RAV4 Plug-in Hybrid
$2,578 cheaper / 5 yrs
Strong projected resale value▲
Low tires cost▲
PowertrainEnergy efficiency paired with long-term ownership confidence.
Equinox EV
57
RAV4 Plug-in Hybrid
61
Winner: RAV4 Plug-in Hybrid
+4 pts
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Equinox EV
16
RAV4 Plug-in Hybrid
43
Winner: RAV4 Plug-in Hybrid
+27 pts
Strong highway driving support▲
LivabilityPassenger space, cargo room, and everyday maneuverability.
Equinox EV
29
RAV4 Plug-in Hybrid
44
Winner: RAV4 Plug-in Hybrid
+15 pts
SafetyCrash-test protection plus standard crash-avoidance features.
Toyota RAV4 Plug-in Hybrid is the better pick for long-term ownership — about $2,578 cheaper over 5 years with stronger fundamentals on running cost.
Chevrolet Equinox EV still wins if your priority is best for lower upfront price.
Daily commuter
Chevrolet Equinox EV
Lowest energy cost per mile
Budget-focused
Toyota RAV4 Plug-in Hybrid
Cheapest to own across 5 years
Family hauler
Toyota RAV4 Plug-in Hybrid
More cargo room
Highway driver
Toyota RAV4 Plug-in Hybrid
Better adaptive cruise + lane keep
City driver
Toyota RAV4 Plug-in Hybrid
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
Chevrolet Equinox EV
Monthly · 5-Year avg
$767
$46,049 total / 5 years
Total · monthly$767/mo
Toyota RAV4 Plug-in Hybrid
Monthly · 5-Year avg
$725
$43,471 total / 5 years
Total · monthly$725/mo
💡
On fuel + maintenance alone, the pricier Toyota RAV4 Plug-in Hybrid would need 122.7 years to recoup its $8,695 price premium ($71/yr in savings) — longer than most people own a car. Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
Toyota RAV4 Plug-in Hybrid comes out about $2,578 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.