Chevrolet Silverado 1500 64·Toyota Tundra 69on the MotiveGrid Score·Toyota Tundra about $8,286 less over 5 years
The verdict
The 2026 Toyota Tundra is the cheaper one to own — roughly $8,286 less over five years, mostly because it holds its value better. The Chevrolet Silverado 1500 counters with seating for 6.
Go with the Toyota Tundra for the better long-term value; consider the Chevrolet Silverado 1500 if you prioritize more passenger space.
Last updated May 2026 · National-average estimates
Chevrolet Silverado 1500 vs. Toyota Tundra
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Chevrolet Silverado 1500 versus 2026 Toyota Tundra.
Metric
Chevrolet Silverado 1500
Toyota Tundra
MotiveGrid Score
64
69
Cost of Ownership
68
79
Powertrain
64
46
Driver Assistance
16
43
Livability
71
31
Safety
60
97
5-Year Cost to Own
$65,044
$56,757
Depreciation (5-yr)
$20,828
$12,837
Fuel / Energy (5-yr)
$17,639
$19,243
Insurance (5-yr)
$12,975
$11,870
Maintenance (5-yr)
$3,090
$2,330
Tires (5-yr)
$2,250
$2,250
Financing (5-yr)
$7,026
$6,998
Registration (5-yr)
$1,235
$1,230
Starting Price
$46,700
$46,510
Horsepower
310 hp
389 hp
MPG (combined)
19 mpg
20 mpg
Cargo volume
62.9 cu ft
62.3 cu ft
Seating
6
5
Towing capacity
9,500 lbs
12,000 lbs
Drivetrain
4WD
4x2
Gas
2026$46,700
MSRP
$46,700
Mo · 5yr
$1,084
$65,044 / 5 years
Best on balance
Gas
2026$46,510
MSRP
$46,510
Mo · 5yr
$946
$56,757 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Toyota Tundra scores higher overall.
Chevrolet Silverado 1500
0
/ 100
Toyota Tundra
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Silverado 1500
68
Tundra
79
Winner: Tundra
$8,286 cheaper / 5 yrs
PowertrainEnergy efficiency paired with long-term ownership confidence.
Silverado 1500
64
Tundra
46
Winner: Silverado 1500
+18 pts
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Silverado 1500
16
Tundra
43
Winner: Tundra
+27 pts
Strong highway driving support▲
LivabilityPassenger space, cargo room, and everyday maneuverability.
Silverado 1500
71
Tundra
31
Winner: Silverado 1500
+40 pts
Roomy cabin and cargo▲
SafetyCrash-test protection plus standard crash-avoidance features.
Toyota Tundra is the better pick for long-term ownership — about $8,286 cheaper over 5 years with stronger fundamentals on running cost.
Chevrolet Silverado 1500 still wins if your priority is best on balance.
Daily commuter
Chevrolet Silverado 1500
Lowest energy cost per mile
Budget-focused
Toyota Tundra
Cheapest to own across 5 years
Family hauler
Toyota Tundra
Much stronger safety
Highway driver
Toyota Tundra
Better adaptive cruise + lane keep
City driver
Chevrolet Silverado 1500
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Chevrolet Silverado 1500
Monthly · 5-Year avg
$1,084
$65,044 total / 5 years
Total · monthly$1,084/mo
Toyota Tundra
Monthly · 5-Year avg
$946
$56,757 total / 5 years
Total · monthly$946/mo
04
Frequently asked questions
Toyota Tundra comes out about $8,286 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.