BMW i5 54·Honda Accord 77on the MotiveGrid Score·Honda Accord about $50,723 less over 5 years
The verdict
The 2026 Honda Accord is the cheaper one to own — roughly $50,723 less over five years, mostly because it holds its value better. The BMW i5 counters with more power (593 vs 192 hp).
Go with the Honda Accord for the better long-term value; consider the BMW i5 if you prioritize stronger acceleration.
Last updated May 2026 · National-average estimates
BMW i5 vs. Honda Accord
MotiveGrid scores, key specs, and five-year cost comparison: 2026 BMW i5 versus 2026 Honda Accord.
Metric
BMW i5
Honda Accord
MotiveGrid Score
54
77
Cost of Ownership
34
87
Powertrain
60
60
Driver Assistance
6
43
Livability
35
56
Safety
100
80
5-Year Cost to Own
$90,514
$39,791
Depreciation (5-yr)
$46,423
$10,733
Fuel / Energy (5-yr)
$4,412
$10,526
Insurance (5-yr)
$20,140
$10,080
Maintenance (5-yr)
$2,405
$1,765
Tires (5-yr)
$1,875
$1,550
Financing (5-yr)
$12,653
$4,272
Registration (5-yr)
$2,605
$865
Starting Price
$84,100
$28,395
Horsepower
593 hp
192 hp
MPG (combined)
—
32 mpg
Electric range
240 mi
—
Cargo volume
17.3 cu ft
16.7 cu ft
Seating
5
5
Drivetrain
AWD
FWD
Electric
2026$84,100
MSRP
$84,100
Mo · 5yr
$1,509
$90,514 / 5 years
Best for families
Gas
2026$28,395
MSRP
$28,395
Mo · 5yr
$663
$39,791 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Honda Accord scores higher overall.
BMW i5
0
/ 100
Honda Accord
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
i5
34
Accord
87
Winner: Accord
$50,723 cheaper / 5 yrs
Strong projected resale value▲
PowertrainEnergy efficiency paired with long-term ownership confidence.
i5
60
Accord
60
Evenly matched
Driver AssistHighway driving support, parking convenience, and hands-free automation.
i5
6
Accord
43
Winner: Accord
+37 pts
Strong highway driving support▲
LivabilityPassenger space, cargo room, and everyday maneuverability.
i5
35
Accord
56
Winner: Accord
+21 pts
Roomy cabin and cargo▲
SafetyCrash-test protection plus standard crash-avoidance features.
Honda Accord is the better pick for long-term ownership — about $50,723 cheaper over 5 years with stronger fundamentals on running cost.
BMW i5 still wins if your priority is best for families.
Daily commuter
BMW i5
Lowest energy cost per mile
Budget-focused
Honda Accord
Cheapest to own across 5 years
Family hauler
BMW i5
Much stronger safety with marginally more cargo space
Highway driver
Honda Accord
Better adaptive cruise + lane keep
City driver
Honda Accord
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
BMW i5
Monthly · 5-Year avg
$1,509
$90,514 total / 5 years
Total · monthly$1,509/mo
Honda Accord
Monthly · 5-Year avg
$663
$39,791 total / 5 years
Total · monthly$663/mo
💡
On fuel + maintenance alone, the pricier BMW i5 would need 50.9 years to recoup its $55,705 price premium ($1,095/yr in savings) — longer than most people own a car. Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
Honda Accord comes out about $50,723 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.