HomeTruck2026 Toyota Tacoma

Verified against primary sources

5-year cost of ownership for the 2026 Toyota Tacoma (15,000 mi/yr baseline)
Cost categoryEstimate
5-year depreciation$7,008
Insurance (annual)$1,894
Fuel or charging (annual)$2,600
Maintenance (annual)$466
Tires (annual)$400
Key specifications for the 2026 Toyota Tacoma
SpecificationValue
Fuel economy (combined)23 MPG
Fuel economy (city / highway)20 / 26 MPG
Engine2.4L Turbocharged I4 i-FORCE (228 hp tune)
Horsepower228 hp
Torque243 lb-ft
Seating capacity5 passengers
Cargo space38.1 cu ft
MotiveGrid pillar scores for the 2026 Toyota Tacoma vs trucks class median
PillarScore (0–100)Class medianDifference
Cost of ownership8469+15
Powertrain6359+4
Safety7392-19
Driver assistance4349-6
Livability3957-18

The 2026 Toyota Tacoma scores 84/100 on cost of ownership — 15 points above the trucks median. The Midsize Truck class median 5-year ownership cost is $47,698 (15,000 mi/yr, national average rates). Largest annual recurring expense: fuel or charging.

The 2026 Toyota Tacoma scores 43/100 on driver assistance — 6 points below the trucks median. All scores reflect standard equipment at base MSRP; optional driver-assistance packages are not scored.

The 2026 Toyota Tacoma scores 63/100 on powertrain — 4 points above the trucks median. Key figures: 23 MPG combined, 228 hp.

Verdict

The 2026 Tacoma delivers the best resale value of any vehicle on the MotiveGrid platform — period — backed by legendary Toyota reliability and genuine off-road capability. Safety scores are strong, and driver-assistance is standard across all trims. Fuel economy and livability scores are mid-pack, reflecting the body-on-frame truck design. For buyers who want a midsize truck that will outlast the loan and hold its value like a savings account, the Tacoma is untouchable.

Best for

  • Best resale value of any vehicle on the platform
  • Legendary Toyota reliability with genuine off-road capability
  • Driver-assistance standard across all trims

Watch out for

  • Fuel economy is mid-pack for the segment
  • Livability reflects the body-on-frame truck design
Gas2WD

2026 Toyota Tacoma

2026 Toyota Tacoma midsize pickup truck front three-quarter view
MSRP
$32,445
Tacoma SR (Double Cab • 2WD • 2.4L Turbo)
Est. monthly
$730
$43,799 / 5 yr
5-yr vs class
$3,899
cheaper than median
0
/ 100
Class ranking
Better than
31%
of 2026 trucks
Good
The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Verdict

Based on median-price trim

The 2026 Tacoma delivers the best resale value of any vehicle on the MotiveGrid platform — period — backed by legendary Toyota reliability and genuine off-road capability. Safety scores are strong, and driver-assistance is standard across all trims. Fuel economy and livability scores are mid-pack, reflecting the body-on-frame truck design. For buyers who want a midsize truck that will outlast the loan and hold its value like a savings account, the Tacoma is untouchable.

Best for
Strong resale value — retains 78% after 5 years
Lower-than-average scheduled maintenance costs
Watch out for
Standard driver-assistance suite trails class leaders
Missing key features like hands-free highway driving or surround-view camera
Wide 43.6 ft turning circle — harder to park in tight spaces
Jump toCostPowertrainDriver AssistLivabilitySafety
01

Cost of Ownership

84/ 100Excellent

Five-year cost is driven mostly by energy; tires is a minor share.

Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20% ($6,489)

Ownership Cost

Component
Monthly
Fuel
$278
38%
Insurance
$158
22%
Depreciation
$125
17%
Financing
$81
11%
Maintenance
$39
5%
Tires
$33
5%
Registration
$16
2%
Total
$730/mo
Full 5-year cost-of-ownership calculator & FAQ →
02

Powertrain

Fuel efficiency weighed with long-term ownership confidence.

Efficiency53/100
Good
MPG23 MPG combined20 city / 26 hwy
Engine2.4L Turbocharged I4 i-FORCE (228 hp tune)
Horsepower228 hp
Torque243 lb-ft
Ownership Confidence69/100
Good
ReliabilityStrongNHTSA · MY 2023-2025
Bumper-to-bumper3yr / 36k
Powertrain warranty5yr / 60k
Platform2yr on current gen · Maturing
Recalls3 on current gen

Reliability from NHTSA complaint records, adjusted for how many were sold. How we measure it

Powertrain score
63/ 100
Good
What this measures

Combines real-world energy efficiency (EPA-verified MPG or MPG-equivalent vs. class) with long-term ownership confidence (warranty coverage, platform maturity, and reliability data). Methodology →

03

Driver Assistance

Strongest in highway driving support, but parking convenience and hands-free automation are limited.

Highway Support86/100
Excellent
Adaptive cruise controlIncluded
Lane centeringIncluded
Traffic jam assistIncluded
Auto lane changeNot included
Parking Convenience0/100
Poor
Surround view cameraNot included
Parking sensorsNot included
Auto parkNot included
Operating Domain
0/100

💡 Tracks where the car can drive itself (highways vs. local roads) and how much driver supervision is needed (up to fully driverless).

Poor
Standard
Highway
Local-Road
Driverless

Standard driver assist — no hands-free operation

Driver Assistance score
43/ 100
Fair
What this measures

Combines highway support, parking convenience, and hands-free automation capability into one score. Methodology →

Driver Assistance data for this vehicle has not been independently verified. Features shown reflect manufacturer claims and may not reflect trim-level availability.
What do these driver-assist features mean? →
04

Livability

Passenger space and everyday maneuverability, scored within its class.

Spaciousness49/100
Fair
Front legroom41.8 in
Rear legroom33.7 in
Front headroom39.7 in
Rear headroom38.4 in
Cargo38.1 cu ft
Seating5
Maneuverability23/100
Poor
Length213.0 in
Width76.9 in
Turning circle43.6 ft
Wheelbase131.9 in
Livability score
39/ 100
Fair
What this measures

Combines how comfortably this vehicle fits passengers and cargo with how easily it maneuvers in real-world conditions — normalized within its Midsize Truck segment for fair comparison. Methodology →

05

Safety

Based on standard crash-avoidance features.

Crash Avoidance60/100
Good
Automatic emergency brakingIncluded
Forward collision warningIncluded
Blind spot monitoringNot included
Rear cross-traffic alertNot included
Crash Protection85/100
Excellent
Rollover4/5
IIHS awardNot awarded
IIHS small-overlap frontGood
IIHS sideGood
IIHS headlightsAcceptable

NHTSA has not assigned an overall star rating for this model year yet — its full test program (including side impact) is still in progress. The individual results shown here are final.

What do NHTSA & IIHS ratings mean? →
Safety score
73/ 100
Good
What this measures

Combines crash-test protection — NHTSA frontal, side, and rollover ratings plus the IIHS crashworthiness sub-tests (small- and moderate-overlap front, side, headlights) — with standard crash-avoidance technology. New model years without published crash tests are scored on crash-avoidance features alone and capped until tested. Methodology →

Frequently asked questions

What is the MotiveGrid Score for the 2026 Toyota Tacoma?
The 2026 Toyota Tacoma earns a MotiveGrid Score of 69 out of 100. The score combines five pillars — cost of ownership, powertrain, safety, driver assistance, and livability — into one number, so you can weigh a vehicle's all-round strength at a glance.
What is the 2026 Toyota Tacoma safety score?
The 2026 Toyota Tacoma earns a MotiveGrid safety score of 73/100. The score combines NHTSA and IIHS crash-test results with the standard active safety equipment included at base price.
What driver assistance features does the 2026 Toyota Tacoma include?
The 2026 Toyota Tacoma scores 43/100 on driver assistance. MotiveGrid evaluates only standard equipment — features included at base MSRP — across four areas: highway automation, parking support, collision avoidance, and visibility aids. Optional driver-assistance packages are not scored.
Is the 2026 Toyota Tacoma reliable?
The 2026 Toyota Tacoma has an above average reliability profile for its class, based on NHTSA complaint data. MotiveGrid calculates a reliability proxy score of 79/100 from complaint rates per 1,000 vehicles sold over a trailing multi-year window.
What is the 2026 Toyota Tacoma fuel economy?
The 2026 Toyota Tacoma is EPA-rated at 23 MPG combined. MotiveGrid uses this figure as the basis for its annual fuel or charging cost estimate.
How does the 2026 Toyota Tacoma rank among trucks?
The 2026 Toyota Tacoma is in the top 69% of trucks on the MotiveGrid composite score. All vehicles in the same segment are scored on an identical five-pillar framework, making the percentile a direct comparison.
How does the 2026 Toyota Tacoma compare to the Ford Ranger?
See the MotiveGrid side-by-side comparison page for a full breakdown across cost of ownership, safety, powertrain, driver assistance, and livability. Both vehicles are top-scored options in the trucks segment.
Is the 2026 Toyota Tacoma spacious and practical?
The 2026 Toyota Tacoma scores 39/100 on livability, which covers interior passenger space, cargo capacity, and maneuverability. This score is compared directly against other trucks in the same segment.

Analysis by the MotiveGrid Engineering Team · MotiveGrid Score last computed 2026-07-03