HomeSuv2026 Toyota 4Runner

Verified against primary sources

5-year cost of ownership for the 2026 Toyota 4Runner (15,000 mi/yr baseline)
Cost categoryEstimate
5-year depreciation$10,560
Insurance (annual)$2,079
Fuel or charging (annual)$2,700
Maintenance (annual)$466
Tires (annual)$430
Key specifications for the 2026 Toyota 4Runner
SpecificationValue
Fuel economy (combined)22 MPG
Fuel economy (city / highway)20 / 26 MPG
Engine2.4L Turbocharged I4 i-FORCE
Horsepower278 hp
Torque317 lb-ft
Seating capacity5 passengers
Cargo space48.4 cu ft
MotiveGrid pillar scores for the 2026 Toyota 4Runner vs midsize suvs class median
PillarScore (0–100)Class medianDifference
Cost of ownership8160+21
Powertrain6455+9
Safety6895-27
Driver assistance4338+5
Livability3944-5

The 2026 Toyota 4Runner scores 81/100 on cost of ownership — 21 points above the midsize suvs median. The Midsize SUV class median 5-year ownership cost is $61,184 (15,000 mi/yr, national average rates). Largest annual recurring expense: fuel or charging.

The 2026 Toyota 4Runner scores 43/100 on driver assistance — 5 points above the midsize suvs median. All scores reflect standard equipment at base MSRP; optional driver-assistance packages are not scored.

The 2026 Toyota 4Runner scores 64/100 on powertrain — 9 points above the midsize suvs median. Key figures: 22 MPG combined, 278 hp.

Verdict

The 2026 4Runner delivers exceptional resale value — among the best of any vehicle on the platform — and legendary Toyota reliability with genuine off-road capability. The safety scores are strong, and the cabin is practical if not luxurious. Fuel economy is poor, and the driver-assistance suite is functional rather than advanced. For off-road enthusiasts who want a body-on-frame SUV that will outlast the payments and hold its value like few vehicles can, the 4Runner is in a class of its own.

Good fit for: Daily commuter

Best for

  • Exceptional resale value — among the best on the platform
  • Legendary Toyota reliability with genuine off-road capability
  • Strong safety scores

Watch out for

  • Poor fuel economy
  • Driver-assistance suite is functional rather than advanced
Gas2WD

2026 Toyota 4Runner

2026 Toyota 4Runner 6th generation SUV front three-quarter view
MSRP
$42,070
4Runner SR5 (2WD • 2.4L Turbo)
Est. monthly
$848
$50,854 / 5 yr
5-yr vs class
$10,330
cheaper than median
0
/ 100
Class ranking
Better than
37%
of 2026 suvs
Good
The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Verdict

Based on median-price trim

The 2026 4Runner delivers exceptional resale value — among the best of any vehicle on the platform — and legendary Toyota reliability with genuine off-road capability. The safety scores are strong, and the cabin is practical if not luxurious. Fuel economy is poor, and the driver-assistance suite is functional rather than advanced. For off-road enthusiasts who want a body-on-frame SUV that will outlast the payments and hold its value like few vehicles can, the 4Runner is in a class of its own.

Good fit for: Daily commuter

Daily commuters seeking low per-mile energy costs and efficient performance

Best for
Strong resale value — retains 75% after 5 years
Lower-than-average scheduled maintenance costs
Capable 278 hp powertrain
Watch out for
Less interior space and practicality than class leaders
Standard active safety suite trails class leaders
Jump toCostPowertrainDriver AssistLivabilitySafety
01

Cost of Ownership

81/ 100Excellent

Five-year cost is driven mostly by energy; tires is a minor share.

Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20% ($8,414)

Ownership Cost

Component
Monthly
Fuel
$289
34%
Depreciation
$187
22%
Insurance
$173
20%
Financing
$105
12%
Maintenance
$39
5%
Tires
$36
4%
Registration
$19
2%
Total
$848/mo
Full 5-year cost-of-ownership calculator & FAQ →
02

Powertrain

Fuel efficiency weighed with long-term ownership confidence.

Efficiency48/100
Fair
MPG22 MPG combined20 city / 26 hwy
Engine2.4L Turbocharged I4 i-FORCE
Horsepower278 hp
Torque317 lb-ft
Ownership Confidence72/100
Good
ReliabilityExcellentNHTSA · MY 2023-2025
Bumper-to-bumper3yr / 36k
Powertrain warranty5yr / 60k
Platform1yr on current gen · New platform
RecallsNone on current gen

Reliability from NHTSA complaint records, adjusted for how many were sold. How we measure it

Powertrain score
64/ 100
Good
What this measures

Combines real-world energy efficiency (EPA-verified MPG or MPG-equivalent vs. class) with long-term ownership confidence (warranty coverage, platform maturity, and reliability data). Methodology →

03

Driver Assistance

Strongest in highway driving support, but parking convenience and hands-free automation are limited.

Highway Support86/100
Excellent
Adaptive cruise controlIncluded
Lane centeringIncluded
Traffic jam assistIncluded
Auto lane changeNot included
Parking Convenience0/100
Poor
Surround view cameraNot included
Parking sensorsNot included
Auto parkNot included
Operating Domain
0/100

💡 Tracks where the car can drive itself (highways vs. local roads) and how much driver supervision is needed (up to fully driverless).

Poor
Standard
Highway
Local-Road
Driverless

Standard driver assist — no hands-free operation

Driver Assistance score
43/ 100
Fair
What this measures

Combines highway support, parking convenience, and hands-free automation capability into one score. Methodology →

Driver Assistance data for this vehicle has not been independently verified. Features shown reflect manufacturer claims and may not reflect trim-level availability.
What do these driver-assist features mean? →
04

Livability

Passenger space and everyday maneuverability, scored within its class.

Spaciousness38/100
Fair
Front legroom41.8 in
Rear legroom34.8 in
Front headroom39.7 in
Rear headroom37.8 in
Cargo48.4 cu ft
Seating5
Maneuverability41/100
Fair
Length194.9 in
Width78.0 in
Turning circle39.4 ft
Wheelbase112.2 in
Livability score
39/ 100
Fair
What this measures

Combines how comfortably this vehicle fits passengers and cargo with how easily it maneuvers in real-world conditions — normalized within its Midsize SUV segment for fair comparison. Methodology →

05

Safety

Crash-test protection combined with standard crash-avoidance features.

Crash Avoidance60/100
Good
Automatic emergency brakingIncluded
Forward collision warningIncluded
Blind spot monitoringNot included
Rear cross-traffic alertNot included
Crash Protection75/100
Excellent
NHTSA overall4/5 stars
Frontal4/5
Side5/5
Rollover4/5
IIHS awardNot awarded
IIHS small-overlap frontGood
IIHS moderate-overlap frontMarginal
IIHS sideGood
IIHS headlightsPoor
What do NHTSA & IIHS ratings mean? →
Safety score
68/ 100
Good
What this measures

Combines crash-test protection — NHTSA frontal, side, and rollover ratings plus the IIHS crashworthiness sub-tests (small- and moderate-overlap front, side, headlights) — with standard crash-avoidance technology. New model years without published crash tests are scored on crash-avoidance features alone and capped until tested. Methodology →

Frequently asked questions

What is the MotiveGrid Score for the 2026 Toyota 4Runner?
The 2026 Toyota 4Runner earns a MotiveGrid Score of 67 out of 100. The score combines five pillars — cost of ownership, powertrain, safety, driver assistance, and livability — into one number, so you can weigh a vehicle's all-round strength at a glance.
Is the 2026 Toyota 4Runner safe?
The Toyota 4Runner carries an NHTSA overall safety rating of 4 out of 5 stars. MotiveGrid's safety pillar pairs federal crash-test results with the standard active-safety equipment fitted at base price.
What is the 2026 Toyota 4Runner safety score?
The 2026 Toyota 4Runner earns a MotiveGrid safety score of 68/100. The score combines NHTSA and IIHS crash-test results with the standard active safety equipment included at base price.
What driver assistance features does the 2026 Toyota 4Runner include?
The 2026 Toyota 4Runner scores 43/100 on driver assistance. MotiveGrid evaluates only standard equipment — features included at base MSRP — across four areas: highway automation, parking support, collision avoidance, and visibility aids. Optional driver-assistance packages are not scored.
Is the 2026 Toyota 4Runner reliable?
The 2026 Toyota 4Runner has an above average reliability profile for its class, based on NHTSA complaint data. MotiveGrid calculates a reliability proxy score of 85/100 from complaint rates per 1,000 vehicles sold over a trailing multi-year window.
What is the 2026 Toyota 4Runner fuel economy?
The 2026 Toyota 4Runner is EPA-rated at 22 MPG combined. MotiveGrid uses this figure as the basis for its annual fuel or charging cost estimate.
How does the 2026 Toyota 4Runner rank among midsize suvs?
The 2026 Toyota 4Runner is in the top 63% of midsize suvs on the MotiveGrid composite score. All vehicles in the same segment are scored on an identical five-pillar framework, making the percentile a direct comparison.
How does the 2026 Toyota 4Runner compare to the Ford Bronco?
See the MotiveGrid side-by-side comparison page for a full breakdown across cost of ownership, safety, powertrain, driver assistance, and livability. Both vehicles are top-scored options in the midsize suvs segment.
Is the 2026 Toyota 4Runner spacious and practical?
The 2026 Toyota 4Runner scores 39/100 on livability, which covers interior passenger space, cargo capacity, and maneuverability. This score is compared directly against other midsize suvs in the same segment.

Analysis by the MotiveGrid Engineering Team · MotiveGrid Score last computed 2026-07-03