The 2026 Hyundai IONIQ 5 costs about $45,716 to own over 5 years — about $762 per month, or $25.05 per day. Ownership grade: B (Below-average cost).
2026 Hyundai IONIQ 5 — Car Reality Check
Reality Check · Cost to Own
What the 2026 Hyundai IONIQ 5 really costs to own over five years — depreciation and every bill, from real data.
B
Below-average cost
★★★★☆
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★ REALITY CHECK ★
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2026 Hyundai IONIQ 5
5-YEAR OWNERSHIP · SE STANDARD RANGE RWD
STICKER PRICE$35,000
Depreciation$21,455
Insurance$10,795
Electricity$3,585
Maintenance$955
Tires$2,050
Registration$1,610
Financing$5,266
🔥 BURNS / DAY$25.05
Total$45,716
≈ $762 / month to own
★ WHAT YOU GET FOR IT
🛡️ Top safety
CASHIER’S NOTE
“Annoyingly hard to roast — $762 a month for a Hyundai you can actually defend. Resale stays kind here — just 60% of its value lost. Nothing to see here. Carry on, responsible adult.”
*MOTIVEGRID*
motivegrid.com/reality-check
Based on the default trim at ~15,000 mi/yr and national-average rates — charging, insurance, and depreciation from real data, not your exact car.
Why these numbers are real
Every line on the receipt traces to real data — not a flat per-mile guess. Here’s the part most car shoppers never see.
Sticker price
$35,000
The SE Standard Range RWD — the trim every number here is built on.
Depreciation (5 yr)
$21,455
About 60% of its value, gone by year five.
Want the smarter buy?
Tune this car’s cost to your state and mileage, or see how it stacks up against the rest of its class on MotiveGrid.