Head-to-head · vehicle level

Tesla Model Y vs. Toyota RAV4

Tesla Model Y 76Toyota RAV4 77on the MotiveGrid ScoreToyota RAV4 about $14,973 less over 5 years
The verdict

The 2026 Toyota RAV4 is the cheaper one to own — roughly $14,973 less over five years, mostly because it holds its value better. The Tesla Model Y counters with more towing capacity (3,500 vs 1,750 lbs) and more cargo room (76 vs 37.6 cu ft).

Go with the Toyota RAV4 for the better long-term value; consider the Tesla Model Y if you prioritize more towing capacity and more cargo space.

Last updated May 2026 · National-average estimates

Tesla Model Y vs. Toyota RAV4

MotiveGrid scores, key specs, and five-year cost comparison: 2026 Tesla Model Y versus 2026 Toyota RAV4.
MetricTesla Model YToyota RAV4
MotiveGrid Score7677
Cost of Ownership6791
Powertrain7174
Driver Assistance3043
Livability4649
Safety10072
5-Year Cost to Own$52,764$37,791
Depreciation (5-yr)$25,034$9,251
Fuel / Energy (5-yr)$2,863$8,980
Insurance (5-yr)$14,260$10,735
Maintenance (5-yr)$1,125$1,340
Tires (5-yr)$1,750$1,750
Financing (5-yr)$6,017$4,800
Registration (5-yr)$1,715$935
Starting Price$39,990$31,900
Horsepower295 hp219 hp
MPG (combined)43 mpg
Electric range321 mi
Cargo volume76 cu ft37.6 cu ft
Seating55
Towing capacity3,500 lbs1,750 lbs
DrivetrainRWDFWD
Electric
2026$39,990
2026 Tesla Model Y Juniper
MSRP
$39,990
Mo · 5yr
$879
$52,764 / 5 years
Best for families
Hybrid
2026$31,900
2026 Toyota RAV4 hybrid SUV in silver front three-quarter view
MSRP
$31,900
Mo · 5yr
$630
$37,791 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Toyota RAV4 scores higher overall.

Tesla Model Y
0
/ 100
Toyota RAV4
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Model Y
67
RAV4
91
Winner: RAV4
$14,973 cheaper / 5 yrs
Strong projected resale value
PowertrainEnergy efficiency paired with long-term ownership confidence.
Model Y
71
RAV4
74
Winner: RAV4
+3 pts
Good fuel economy
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Model Y
30
RAV4
43
Winner: RAV4
+13 pts
Strong highway driving support
LivabilityPassenger space, cargo room, and everyday maneuverability.
Model Y
46
RAV4
49
Winner: RAV4
+3 pts
Easy to maneuver and park
SafetyCrash-test protection plus standard crash-avoidance features.
Model Y
100
RAV4
72
Winner: Model Y
+28 pts
IIHS Top Safety Pick+
Full standard crash-avoidance suite
02

Which vehicle is right for you

🏆

Toyota RAV4 is the better pick for long-term ownership — about $14,973 cheaper over 5 years with stronger fundamentals on running cost.

Tesla Model Y still wins if your priority is best for families.

Daily commuter
Tesla Model Y
Lowest energy cost per mile
Budget-focused
Toyota RAV4
Cheapest to own across 5 years
Family hauler
Tesla Model Y
Much stronger safety with substantially more cargo room
Highway driver
Toyota RAV4
Better adaptive cruise + lane keep
City driver
Toyota RAV4
Easiest to park and maneuver in tight spots
03

Cost of Ownership

Monthly running costs — national baseline.
Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20%

Charging mix

Tesla Model Y
Monthly · 5-Year avg
$879
$52,764 total / 5 years
Total · monthly$879/mo
Toyota RAV4
Monthly · 5-Year avg
$630
$37,791 total / 5 years
Total · monthly$630/mo
💡
On fuel + maintenance alone, the pricier Tesla Model Y recoups its $8,090 price premium in 6.4 years ($1,266/yr in savings). Depreciation and insurance aren’t included in this payback view.
04

Frequently asked questions

Toyota RAV4 comes out about $14,973 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.

Where these rank

Browse all MotiveGrid rankings →

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