Ford Mustang Mach-E 78·Tesla Model Y 76on the MotiveGrid Score·Ford Mustang Mach-E about $3,716 less over 5 years
The verdict
The 2026 Ford Mustang Mach-E is the cheaper one to own — roughly $3,716 less over five years, thanks to cheaper insurance. The Tesla Model Y counters with more range (321 vs 260 miles) and more cargo room (76 vs 29.7 cu ft).
Go with the Ford Mustang Mach-E for the better long-term value; consider the Tesla Model Y if you prioritize more driving range and more cargo space.
Last updated May 2026 · National-average estimates
Ford Mustang Mach-E vs. Tesla Model Y
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Ford Mustang Mach-E versus 2026 Tesla Model Y.
Metric
Ford Mustang Mach-E
Tesla Model Y
MotiveGrid Score
78
76
Cost of Ownership
73
67
Powertrain
66
71
Driver Assistance
49
30
Livability
40
46
Safety
99
100
5-Year Cost to Own
$49,048
$52,764
Depreciation (5-yr)
$22,299
$25,034
Fuel / Energy (5-yr)
$4,412
$2,863
Insurance (5-yr)
$11,340
$14,260
Maintenance (5-yr)
$1,590
$1,125
Tires (5-yr)
$2,050
$1,750
Financing (5-yr)
$5,687
$6,017
Registration (5-yr)
$1,670
$1,715
Starting Price
$37,795
$39,990
Horsepower
264 hp
295 hp
Electric range
260 mi
321 mi
Cargo volume
29.7 cu ft
76 cu ft
Seating
5
5
Towing capacity
—
3,500 lbs
Drivetrain
RWD
RWD
Electric
2026$37,795
MSRP
$37,795
Mo · 5yr
$817
$49,048 / 5 years
Best for long-term savings
Electric
2026$39,990
MSRP
$39,990
Mo · 5yr
$879
$52,764 / 5 years
Best for families
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Ford Mustang Mach-E scores higher overall.
Ford Mustang Mach-E
0
/ 100
Tesla Model Y
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Mustang Mach-E
73
Model Y
67
Winner: Mustang Mach-E
$3,716 cheaper / 5 yrs
PowertrainEnergy efficiency paired with long-term ownership confidence.
Mustang Mach-E
66
Model Y
71
Winner: Model Y
+5 pts
Long electric range▲
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Mustang Mach-E
49
Model Y
30
Winner: Mustang Mach-E
+19 pts
Strong highway driving support▲
LivabilityPassenger space, cargo room, and everyday maneuverability.
Mustang Mach-E
40
Model Y
46
Winner: Model Y
+6 pts
Roomy cabin and cargo▲
SafetyCrash-test protection plus standard crash-avoidance features.
Ford Mustang Mach-E is the better pick for long-term ownership — about $3,716 cheaper over 5 years with stronger fundamentals on running cost.
Tesla Model Y still wins if your priority is best for families.
Daily commuter
Tesla Model Y
Lowest energy cost per mile
Budget-focused
Ford Mustang Mach-E
Cheapest to own across 5 years
Family hauler
Tesla Model Y
Substantially more cargo room
Highway driver
Ford Mustang Mach-E
Better adaptive cruise + lane keep
City driver
Ford Mustang Mach-E
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
Ford Mustang Mach-E
Monthly · 5-Year avg
$817
$49,048 total / 5 years
Total · monthly$817/mo
Tesla Model Y
Monthly · 5-Year avg
$879
$52,764 total / 5 years
Total · monthly$879/mo
💡
On fuel + maintenance alone, the pricier Tesla Model Y recoups its $2,195 price premium in 5.4 years ($403/yr in savings). Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
Ford Mustang Mach-E comes out about $3,716 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.