Head-to-head · vehicle level

Subaru Outback vs. Toyota RAV4

Subaru Outback 86Toyota RAV4 77on the MotiveGrid ScoreToyota RAV4 about $10,760 less over 5 years
The verdict

The 2026 Toyota RAV4 is the cheaper one to own — roughly $10,760 less over five years, mostly because it holds its value better.

The Toyota RAV4 is the stronger all-round pick here — cheaper to own with little given up in return.

Last updated May 2026 · National-average estimates

Subaru Outback vs. Toyota RAV4

MotiveGrid scores, key specs, and five-year cost comparison: 2026 Subaru Outback versus 2026 Toyota RAV4.
MetricSubaru OutbackToyota RAV4
MotiveGrid Score8677
Cost of Ownership8591
Powertrain6274
Driver Assistance3243
Livability6949
Safety10072
5-Year Cost to Own$48,550$37,791
Depreciation (5-yr)$15,678$9,251
Fuel / Energy (5-yr)$12,187$8,980
Insurance (5-yr)$10,100$10,735
Maintenance (5-yr)$2,175$1,340
Tires (5-yr)$2,150$1,750
Financing (5-yr)$5,265$4,800
Registration (5-yr)$995$935
Starting Price$34,995$31,900
Horsepower180 hp219 hp
MPG (combined)28 mpg43 mpg
Cargo volume34.6 cu ft37.6 cu ft
Seating55
Towing capacity2,700 lbs1,750 lbs
DrivetrainAWDFWD
Gas
2026$34,995
2026 Subaru Outback Touring XT front three-quarter view
MSRP
$34,995
Mo · 5yr
$809
$48,550 / 5 years
Best for families
Hybrid
2026$31,900
2026 Toyota RAV4 hybrid SUV in silver front three-quarter view
MSRP
$31,900
Mo · 5yr
$630
$37,791 / 5 years
Best for long-term savings
VS
01 · The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

Subaru Outback scores higher overall.

Subaru Outback
0
/ 100
Toyota RAV4
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Outback
85
RAV4
91
Winner: RAV4
$10,760 cheaper / 5 yrs
Low maintenance cost
PowertrainEnergy efficiency paired with long-term ownership confidence.
Outback
62
RAV4
74
Winner: RAV4
+12 pts
Good fuel economy
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Outback
32
RAV4
43
Winner: RAV4
+11 pts
Strong highway driving support
LivabilityPassenger space, cargo room, and everyday maneuverability.
Outback
69
RAV4
49
Winner: Outback
+20 pts
SafetyCrash-test protection plus standard crash-avoidance features.
Outback
100
RAV4
72
Winner: Outback
+28 pts
IIHS Top Safety Pick+
Full standard crash-avoidance suite
02

Which vehicle is right for you

🏆

Toyota RAV4 is the better pick for long-term ownership — about $10,760 cheaper over 5 years with stronger fundamentals on running cost.

Subaru Outback still wins if your priority is best for families.

Daily commuter
Toyota RAV4
Lowest energy cost per mile
Budget-focused
Toyota RAV4
Cheapest to own across 5 years
Family hauler
Subaru Outback
Much stronger safety
Highway driver
Toyota RAV4
Better adaptive cruise + lane keep
City driver
Toyota RAV4
Easiest to park and maneuver in tight spots
03

Cost of Ownership

Monthly running costs — national baseline.
Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20%
Subaru Outback
Monthly · 5-Year avg
$809
$48,550 total / 5 years
Total · monthly$809/mo
Toyota RAV4
Monthly · 5-Year avg
$630
$37,791 total / 5 years
Total · monthly$630/mo
04

Frequently asked questions

Toyota RAV4 comes out about $10,760 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.

Where these rank

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