Ford F-150 Lightning 71·Rivian R1T 70on the MotiveGrid Score·Ford F-150 Lightning about $16,566 less over 5 years
The verdict
The 2026 Ford F-150 Lightning is the cheaper one to own — roughly $16,566 less over five years, mostly because it holds its value better. The Rivian R1T counters with more range (270 vs 240 miles) and more power (533 vs 452 hp).
Go with the Ford F-150 Lightning for the better long-term value; consider the Rivian R1T if you prioritize more driving range and stronger acceleration.
Last updated May 2026 · National-average estimates
Ford F-150 Lightning vs. Rivian R1T
MotiveGrid scores, key specs, and five-year cost comparison: 2026 Ford F-150 Lightning versus 2026 Rivian R1T.
Metric
Ford F-150 Lightning
Rivian R1T
MotiveGrid Score
71
70
Cost of Ownership
67
41
Powertrain
57
64
Driver Assistance
38
46
Livability
59
55
Safety
84
93
5-Year Cost to Own
$65,429
$81,995
Depreciation (5-yr)
$31,334
$41,750
Fuel / Energy (5-yr)
$5,393
$4,658
Insurance (5-yr)
$14,410
$18,270
Maintenance (5-yr)
$1,590
$1,705
Tires (5-yr)
$2,450
$2,250
Financing (5-yr)
$8,242
$10,982
Registration (5-yr)
$2,010
$2,380
Starting Price
$54,780
$72,990
Horsepower
452 hp
533 hp
Electric range
240 mi
270 mi
Cargo volume
52.8 cu ft
52 cu ft
Seating
5
5
Towing capacity
7,700 lbs
7,700 lbs
Drivetrain
AWD
AWD
Electric
2026$54,780
MSRP
$54,780
Mo · 5yr
$1,090
$65,429 / 5 years
Best for long-term savings
Electric
2026$72,990
MSRP
$72,990
Mo · 5yr
$1,367
$81,995 / 5 years
Best for families
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Ford F-150 Lightning scores higher overall.
Ford F-150 Lightning
0
/ 100
Rivian R1T
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
F-150 Lightning
67
R1T
41
Winner: F-150 Lightning
$16,566 cheaper / 5 yrs
PowertrainEnergy efficiency paired with long-term ownership confidence.
F-150 Lightning
57
R1T
64
Winner: R1T
+7 pts
Driver AssistHighway driving support, parking convenience, and hands-free automation.
F-150 Lightning
38
R1T
46
Winner: R1T
+8 pts
LivabilityPassenger space, cargo room, and everyday maneuverability.
F-150 Lightning
59
R1T
55
Winner: F-150 Lightning
+4 pts
Roomy cabin and cargo▲
SafetyCrash-test protection plus standard crash-avoidance features.
Ford F-150 Lightning is the better pick for long-term ownership — about $16,566 cheaper over 5 years with stronger fundamentals on running cost.
Rivian R1T still wins if your priority is best for families.
Daily commuter
Rivian R1T
Lowest energy cost per mile
Budget-focused
Ford F-150 Lightning
Cheapest to own across 5 years
Family hauler
Rivian R1T
Stronger safety
Highway driver
Rivian R1T
Better adaptive cruise + lane keep
City driver
Rivian R1T
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
Ford F-150 Lightning
Monthly · 5-Year avg
$1,090
$65,429 total / 5 years
Total · monthly$1,090/mo
Rivian R1T
Monthly · 5-Year avg
$1,367
$81,995 total / 5 years
Total · monthly$1,367/mo
💡
On fuel + maintenance alone, the pricier Rivian R1T would need 146.8 years to recoup its $18,210 price premium ($124/yr in savings) — longer than most people own a car. Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
Ford F-150 Lightning comes out about $16,566 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.