Chevrolet Bolt 83·Tesla Model Y 76on the MotiveGrid Score·Chevrolet Bolt about $14,178 less over 5 years
The verdict
The 2027 Chevrolet Bolt is the cheaper one to own — roughly $14,178 less over five years, mostly because it holds its value better. The Tesla Model Y counters with more range (321 vs 262 miles) and notably more cargo room.
Go with the Chevrolet Bolt for the better long-term value; consider the Tesla Model Y if you prioritize more driving range and more cargo space.
Last updated May 2026 · National-average estimates
Chevrolet Bolt vs. Tesla Model Y
MotiveGrid scores, key specs, and five-year cost comparison: 2027 Chevrolet Bolt versus 2026 Tesla Model Y.
Metric
Chevrolet Bolt
Tesla Model Y
MotiveGrid Score
83
76
Cost of Ownership
91
67
Powertrain
69
71
Driver Assistance
38
30
Livability
67
46
Safety
80
100
5-Year Cost to Own
$38,586
$52,764
Depreciation (5-yr)
$16,124
$25,034
Fuel / Energy (5-yr)
$3,824
$2,863
Insurance (5-yr)
$10,150
$14,260
Maintenance (5-yr)
$1,090
$1,125
Tires (5-yr)
$1,750
$1,750
Financing (5-yr)
$4,183
$6,017
Registration (5-yr)
$1,465
$1,715
Starting Price
$27,800
$39,990
Horsepower
210 hp
295 hp
Electric range
262 mi
321 mi
Cargo volume
16.2 cu ft
76 cu ft
Seating
5
5
Towing capacity
—
3,500 lbs
Drivetrain
FWD
RWD
Electric
2027$27,800
MSRP
$27,800
Mo · 5yr
$643
$38,586 / 5 years
Best for long-term savings
Electric
2026$39,990
MSRP
$39,990
Mo · 5yr
$879
$52,764 / 5 years
Best for families
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Chevrolet Bolt scores higher overall.
Chevrolet Bolt
0
/ 100
Tesla Model Y
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
Bolt
91
Model Y
67
Winner: Bolt
$14,178 cheaper / 5 yrs
PowertrainEnergy efficiency paired with long-term ownership confidence.
Bolt
69
Model Y
71
Winner: Model Y
+2 pts
Long electric range▲
Driver AssistHighway driving support, parking convenience, and hands-free automation.
Bolt
38
Model Y
30
Winner: Bolt
+8 pts
LivabilityPassenger space, cargo room, and everyday maneuverability.
Bolt
67
Model Y
46
Winner: Bolt
+21 pts
Easy to maneuver and park▲
SafetyCrash-test protection plus standard crash-avoidance features.
Chevrolet Bolt is the better pick for long-term ownership — about $14,178 cheaper over 5 years with stronger fundamentals on running cost.
Tesla Model Y still wins if your priority is best for families.
Daily commuter
Tesla Model Y
Lowest energy cost per mile
Budget-focused
Chevrolet Bolt
Cheapest to own across 5 years
Family hauler
Tesla Model Y
Much stronger safety with substantially more cargo room
Highway driver
Chevrolet Bolt
Better adaptive cruise + lane keep
City driver
Chevrolet Bolt
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
Chevrolet Bolt
Monthly · 5-Year avg
$643
$38,586 total / 5 years
Total · monthly$643/mo
Tesla Model Y
Monthly · 5-Year avg
$879
$52,764 total / 5 years
Total · monthly$879/mo
💡
On fuel + maintenance alone, the pricier Tesla Model Y would need 65.8 years to recoup its $12,190 price premium ($185/yr in savings) — longer than most people own a car. Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
Chevrolet Bolt comes out about $14,178 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.