BMW X5 49·Lucid Gravity 60on the MotiveGrid Score·BMW X5 about $9,485 less over 5 years
The verdict
The 2026 BMW X5 is the cheaper one to own — roughly $9,485 less over five years, mostly because it holds its value better. The Lucid Gravity counters with more power (560 vs 375 hp) and seating for 7.
Go with the BMW X5 for the better long-term value; consider the Lucid Gravity if you prioritize stronger acceleration and more passenger space.
Last updated July 2026 · National-average estimates
BMW X5 vs. Lucid Gravity
MotiveGrid scores, key specs, and five-year cost comparison: 2026 BMW X5 versus 2026 Lucid Gravity.
Metric
BMW X5
Lucid Gravity
MotiveGrid Score
49
60
Cost of Ownership
32
31
Powertrain
54
59
Driver Assistance
6
38
Livability
30
59
Safety
96
80
5-Year Cost to Own
$93,310
$102,795
Depreciation (5-yr)
$41,663
$55,051
Fuel / Energy (5-yr)
$12,476
$4,412
Insurance (5-yr)
$20,995
$24,440
Maintenance (5-yr)
$4,080
$1,900
Tires (5-yr)
$2,150
$2,450
Financing (5-yr)
$10,276
$12,022
Registration (5-yr)
$1,670
$2,520
Starting Price
$68,300
$79,900
Horsepower
375 hp
560 hp
MPG (combined)
27 mpg
—
Electric range
—
337 mi
Cargo volume
33.9 cu ft
21.3 cu ft
Seating
5
7
Towing capacity
7,200 lbs
3,500 lbs
Drivetrain
RWD
AWD
Gas
2026$68,300
MSRP
$68,300
Mo · 5yr
$1,555
$93,310 / 5 years
Best for long-term savings
Electric
2026$79,900
MSRP
$79,900
Mo · 5yr
$1,713
$102,795 / 5 years
Best for comfort & features
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
Lucid Gravity scores higher overall.
BMW X5
0
/ 100
Lucid Gravity
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
X5
32
Gravity
31
Winner: X5
$9,485 cheaper / 5 yrs
Low tires cost▲
PowertrainEnergy efficiency paired with long-term ownership confidence.
X5
54
Gravity
59
Winner: Gravity
+5 pts
Long electric range▲
Efficient (high MPG-equivalent)▲
Strong power output▲
Driver AssistHighway driving support, parking convenience, and hands-free automation.
X5
6
Gravity
38
Winner: Gravity
+32 pts
LivabilityPassenger space, cargo room, and everyday maneuverability.
X5
30
Gravity
59
Winner: Gravity
+29 pts
SafetyCrash-test protection plus standard crash-avoidance features.
BMW X5 is the better pick for long-term ownership — about $9,485 cheaper over 5 years with stronger fundamentals on running cost.
Lucid Gravity still wins if your priority is best for comfort & features.
Daily commuter
Lucid Gravity
Lowest energy cost per mile
Budget-focused
BMW X5
Cheapest to own across 5 years
Family hauler
BMW X5
Much stronger safety with substantially more cargo room
Highway driver
Lucid Gravity
Better adaptive cruise + lane keep
City driver
Lucid Gravity
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
Charging mix
BMW X5
Monthly · 5-Year avg
$1,555
$93,310 total / 5 years
Total · monthly$1,555/mo
Lucid Gravity
Monthly · 5-Year avg
$1,713
$102,795 total / 5 years
Total · monthly$1,713/mo
💡
On fuel + maintenance alone, the pricier Lucid Gravity recoups its $11,600 price premium in 5.7 years ($2,049/yr in savings). Depreciation and insurance aren’t included in this payback view.
04
Frequently asked questions
BMW X5 comes out about $9,485 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.