BMW 5 Series 58·Mercedes-Benz E-Class 42on the MotiveGrid Score·BMW 5 Series about $3,594 less over 5 years
The verdict
The 2027 BMW 5 Series is the cheaper one to own — roughly $3,594 less over five years, thanks to cheaper insurance.
The BMW 5 Series is the stronger all-round pick here — cheaper to own with little given up in return.
Last updated July 2026 · National-average estimates
BMW 5 Series vs. Mercedes-Benz E-Class
MotiveGrid scores, key specs, and five-year cost comparison: 2027 BMW 5 Series versus 2026 Mercedes-Benz E-Class.
Metric
BMW 5 Series
Mercedes-Benz E-Class
MotiveGrid Score
58
42
Cost of Ownership
43
40
Powertrain
63
35
Driver Assistance
6
0
Livability
35
42
Safety
100
81
5-Year Cost to Own
$78,386
$81,980
Depreciation (5-yr)
$34,727
$34,570
Fuel / Energy (5-yr)
$9,621
$10,156
Insurance (5-yr)
$17,790
$20,430
Maintenance (5-yr)
$4,080
$4,080
Tires (5-yr)
$1,550
$1,550
Financing (5-yr)
$9,103
$9,614
Registration (5-yr)
$1,515
$1,580
Starting Price
$60,500
$63,900
Horsepower
255 hp
255 hp
MPG (combined)
35 mpg
29 mpg
Cargo volume
18.4 cu ft
12.7 cu ft
Seating
5
5
Towing capacity
0 lbs
—
Drivetrain
RWD
RWD
Gas
2027$60,500
MSRP
$60,500
Mo · 5yr
$1,306
$78,386 / 5 years
Best for long-term savings
Gas
2026$63,900
MSRP
$63,900
Mo · 5yr
$1,366
$81,980 / 5 years
Best on balance
VS
01 · The MotiveGrid Score
Five measured pillars, weighted into one score.
Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →
BMW 5 Series scores higher overall.
BMW 5 Series
0
/ 100
Mercedes-Benz E-Class
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
5 Series
43
E-Class
40
Winner: 5 Series
$3,594 cheaper / 5 yrs
PowertrainEnergy efficiency paired with long-term ownership confidence.
5 Series
63
E-Class
35
Winner: 5 Series
+28 pts
Good fuel economy▲
Driver AssistHighway driving support, parking convenience, and hands-free automation.
5 Series
6
E-Class
0
Winner: 5 Series
+6 pts
LivabilityPassenger space, cargo room, and everyday maneuverability.
5 Series
35
E-Class
42
Winner: E-Class
+7 pts
SafetyCrash-test protection plus standard crash-avoidance features.
BMW 5 Series is the better pick for long-term ownership — about $3,594 cheaper over 5 years with stronger fundamentals on running cost.
Mercedes-Benz E-Class still wins if your priority is best on balance.
Daily commuter
BMW 5 Series
Lowest energy cost per mile
Budget-focused
BMW 5 Series
Cheapest to own across 5 years
Family hauler
BMW 5 Series
Much stronger safety with more cargo room
Highway driver
BMW 5 Series
Better adaptive cruise + lane keep
City driver
Mercedes-Benz E-Class
Easiest to park and maneuver in tight spots
03
Cost of Ownership
Monthly running costs — national baseline.
Adjust for your situation
State
Miles/yr15,000
Loan rate7%
Down payment20%
BMW 5 Series
Monthly · 5-Year avg
$1,306
$78,386 total / 5 years
Total · monthly$1,306/mo
Mercedes-Benz E-Class
Monthly · 5-Year avg
$1,366
$81,980 total / 5 years
Total · monthly$1,366/mo
04
Frequently asked questions
BMW 5 Series comes out about $3,594 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.