Head-to-head · vehicle level

BMW 5 Series vs. Mercedes-Benz E-Class

BMW 5 Series 58Mercedes-Benz E-Class 42on the MotiveGrid ScoreBMW 5 Series about $3,594 less over 5 years
The verdict

The 2027 BMW 5 Series is the cheaper one to own — roughly $3,594 less over five years, thanks to cheaper insurance.

The BMW 5 Series is the stronger all-round pick here — cheaper to own with little given up in return.

Last updated July 2026 · National-average estimates

BMW 5 Series vs. Mercedes-Benz E-Class

MotiveGrid scores, key specs, and five-year cost comparison: 2027 BMW 5 Series versus 2026 Mercedes-Benz E-Class.
MetricBMW 5 SeriesMercedes-Benz E-Class
MotiveGrid Score5842
Cost of Ownership4340
Powertrain6335
Driver Assistance60
Livability3542
Safety10081
5-Year Cost to Own$78,386$81,980
Depreciation (5-yr)$34,727$34,570
Fuel / Energy (5-yr)$9,621$10,156
Insurance (5-yr)$17,790$20,430
Maintenance (5-yr)$4,080$4,080
Tires (5-yr)$1,550$1,550
Financing (5-yr)$9,103$9,614
Registration (5-yr)$1,515$1,580
Starting Price$60,500$63,900
Horsepower255 hp255 hp
MPG (combined)35 mpg29 mpg
Cargo volume18.4 cu ft12.7 cu ft
Seating55
Towing capacity0 lbs
DrivetrainRWDRWD
Gas
2027$60,500
2027 BMW 5 Series Sedan front three-quarter view
MSRP
$60,500
Mo · 5yr
$1,306
$78,386 / 5 years
Best for long-term savings
Gas
2026$63,900
2026 Mercedes-Benz E-Class Sedan
MSRP
$63,900
Mo · 5yr
$1,366
$81,980 / 5 years
Best on balance
VS
01 · The MotiveGrid Score

Five measured pillars, weighted into one score.

Cost, Powertrain, Driver Assistance, Livability, and Safety — each scored against its class, then combined into a single MotiveGrid Score. Built by our engineering team and benchmarked against independent sources like NHTSA, IIHS, and CarEdge. How it’s calculated →

BMW 5 Series scores higher overall.

BMW 5 Series
0
/ 100
Mercedes-Benz E-Class
0
/ 100
CostFive-year all-in cost to own, benchmarked against the class median.
5 Series
43
E-Class
40
Winner: 5 Series
$3,594 cheaper / 5 yrs
PowertrainEnergy efficiency paired with long-term ownership confidence.
5 Series
63
E-Class
35
Winner: 5 Series
+28 pts
Good fuel economy
Driver AssistHighway driving support, parking convenience, and hands-free automation.
5 Series
6
E-Class
0
Winner: 5 Series
+6 pts
LivabilityPassenger space, cargo room, and everyday maneuverability.
5 Series
35
E-Class
42
Winner: E-Class
+7 pts
SafetyCrash-test protection plus standard crash-avoidance features.
5 Series
100
E-Class
81
Winner: 5 Series
+19 pts
Full standard crash-avoidance suite
02

Which vehicle is right for you

🏆

BMW 5 Series is the better pick for long-term ownership — about $3,594 cheaper over 5 years with stronger fundamentals on running cost.

Mercedes-Benz E-Class still wins if your priority is best on balance.

Daily commuter
BMW 5 Series
Lowest energy cost per mile
Budget-focused
BMW 5 Series
Cheapest to own across 5 years
Family hauler
BMW 5 Series
Much stronger safety with more cargo room
Highway driver
BMW 5 Series
Better adaptive cruise + lane keep
City driver
Mercedes-Benz E-Class
Easiest to park and maneuver in tight spots
03

Cost of Ownership

Monthly running costs — national baseline.
Adjust for your situation

State

Miles/yr15,000
Loan rate7%
Down payment20%
BMW 5 Series
Monthly · 5-Year avg
$1,306
$78,386 total / 5 years
Total · monthly$1,306/mo
Mercedes-Benz E-Class
Monthly · 5-Year avg
$1,366
$81,980 total / 5 years
Total · monthly$1,366/mo
04

Frequently asked questions

BMW 5 Series comes out about $3,594 cheaper over 5 years on running costs (depreciation, fuel/energy, insurance, maintenance, financing). The gap shifts with your state, annual miles, and loan rate — use the "Adjust for your situation" panel above.

Where these rank

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